Reply #14: Thanks, I've spent enough time with doctors this year

[csziggy]

It took me six months to get shoulder surgery scheduled. In the USA with private health insurance. My out of pocket costs SO FAR are over $3000. I expected it to be over $2000 because that is my deductible. And I expected some more since my co-pay is 10-20%. But I did not expect over $1000 on top of the deductible. And I did not expect the bills to still be trickling in two months after the surgery when I had to pre-pay the surgeon and the facility for their estimates of my co-pay.

And I did not expect form after form from the insurance company trying to find someone else to bill for this. They want me to say it was an accident and claim that it happened some where else. Sorry, guys, I wore my shoulder out by working hard for the last forty years. It's just age.

Now I am worried they will pressure my husband's company to dump him so they don't have to pay for medical bills for an older worker and his spouse.

No, we don't need to add to the doctor visits.