Reply #4: It would only be useful if you needed something like heart surgery

[old mark]

or were suddonly diagnosed with cancer, etc - Most of the time you would never use it, and would be paying that monthly fee for nothing.
Health insurance companies, like banks, are not your friend.

FWIW, if you can get any decent insurance for $350/month, jump on it, co-pay or not.
My last quote from Blue Cross was $800/month just for me, and that was nearly a year ago.
Most companies-like most banks-regard small business owners as very high risk and do not like to insure them at all.
Good luck.


mark