Reply #2: not yet, but yeah, you should look for this in the near future, and

[ixion]

try and get your cards paid off if you can.

The upside to this is that the devaluation of the dollar means you'll owe less than you owed before.

For example:

If you owed 10k when the dollar was at 1.07 vs the Euro, you'd now owe the equivalent of roughly 7k, because the dollar value has declined. As the dollar continues to decline, you'll owe less. The downside there is that there will also be rampant inflation, so a dollar won't buy squat.