Reply #99: Given your hypothesis, is everyone else stupid?

[DaveJ]

Hundreds of millions of people are fine using cards, debit or credit, to pay for purchases. Are they a bunch of idiots? It's only money.

Sure someone can steal your card just as they can steal cash out of your wallet and they can steal a check out of your wallet.

The remaining issue is whether the bank will reimburse you against theft.

To me this all just sounds like aversion to technology.

The only problem with cards is that they incur a service charge for the payee. If that problem were resolved, there would be no reason to use checks anymore. Checks are a waste of time. Nobody verifies your signature. Checks are processed exactly the same way cards are.

Checks are totally archaic.