Reply #7: Do yourself a favor and cancel the suckers

[Warpy]

If you need one for work travel, have it issued by the company.

Do NOT give anybody your routing number over the telephone. Tell them you will pay the hard copy of a bill by check and that is it. They will either leave you alone or send you the bill. They will not want to pursue a small claims case in court from India.

Leaving you alone will lower your credit rating, that's the risk. Considering how stingy lenders are becoming these days, that's not that big a deal and will disappear in 7 years, just about the time a wise Democratic administration starts to get us out of the fiscal mess we're in. Unless you're thinking of buying real estate in this period, play chicken with them and see who gives in first.

Just DON'T give them that number over the phone. Explain you don't know who they are and will never give that information over the phone. Period.