Reply #52: The migrant workers I know certainly keep their insurance current...

[countryjake]

and go out of their way to obey our rules of the road and not break any laws. It is illegal in this state to own a car that's not insured, if it's on the road.

Yes, I sure do know how devastating it is to be in a wreck with uninsured drivers. Most of the accidents around here these days involve suspended licenses, driving with no insurance (cause they can't get it), and DUIs but the perpetrators are invariably perfectly legal citizens, who don't have any qualms about continuing to use their vehicles once their license has been revoked. If the wreck doesn't kill them, they will often run from the scene or precipitate a police chase, further endangering everyone, rather than be caught once again.

There is also a growing number of folk who honestly just cannot make ends meet and insurance will be the first expense to be eliminated...they are the most defensive drivers on the road, limit time spent driving to the bare necessity, and live in constant fear of being pulled over and slapped with an outrageous ticket, which could render them homeless. You wouldn't want to hear how many I know who have found themselves unable to afford insurance - two income families, hard workers, law-abiding, but simply cannot see over their stacks of monthly bills.

But as I said originally, of the undocumented workers I'm acquainted with, I know of none who violate our state's laws on licensing, registration, or insurance...it's simply too risky, as they are usually the first to see flashing lights in their rearviews.