Reply #17: The kind of debt isn't the issue

[sandnsea]

If the bank said you still owed money on your house, they could take you to court for the money instead of filing a foreclosure. Or they can sell the house in foreclosure and hold you liable for the balance.

In any debt case that goes to court, there's a judgment entered. After that judgment, the creditor can put liens on things, garnish wages, take money out of bank accounts, etc. In the past there was never any attempt to put people in jail for not complying with those actions, after the judgment. Now they are starting to say that not complying with the final judgment to pay is contempt, or not complying with court orders to give your bank account number so they can take the money out, is contempt.

And you can always be arrested and jailed for being in contempt of court. In other words, if you get a judge who doesn't give a crap about the idea of no debtors prison, he can order you to do whatever he wants, hold you in contempt, and then lock you up.

And that people on this board don't get it, well it's just infuriating.