Reply #10: Would someone please explain how insurance works to this numbskull?

[scarletwoman]

Everybody pays money into a big pot ("premiums") and when a member of the group that's been paying money into the pot needs something paid for, it gets paid for out of that same pot that EVERYBODY has been paying into. So she's already "paying for someone else's healthcare" if she pays insurance premiums.

The only difference between a private insurance "pot" and a government "pot" is that the private insurer is skimming profits off the top. The government wouldn't be skimming off profits, which would mean more money left in the pot to spend on just plain health care.

sw