Reply #220: Thank you for saying this..

[fight4my3sons]

We are in the middle of bankruptcy right now. We did go to credit counseling and set up a debt management plan. 2 weeks before our first payment my husband got fired from his job. It was due to an accounting mistake. He was basically railroaded out of his job and they looked for an excuse to fire him. He got a full time job the next day, but it pays half of what he was making. We have three young children (ages 4 and under). There is no way we can afford day care, so I stay home with them. We have no family up here. My husband is looking for another job that pays more. We had no choice but to file for bankruptcy. The collectors were calling literally every 1/2 hour. We barely have enough to pay our rent and feed our children. We never would have done this if we were not in dire circumstances. Comments like the one made above are hurtful and unnecessary.