Reply #4: I was an individual policyholder with wellpoint

[wilt the stilt]

Here is what they are trying to do. They want you to step down to almost or catastrophic insurance. This is the most profitable because these people don't go see Doctors they only have "insurance" in case of basically cancer and heart disease. When this develops wellpoint will figure a way to deny treatment. Premiums paid in and no dollars going out.

Recently, I had to fight for medication for my daughter because her medication wouldn't last the month and even though th Doctor wrote on the prescription that it was a medical necessity they denied it. It took a month to resolve.

Individual "family policyholders do not have a family policy. They have individual policies with each person has individual deductibles and individual out of pocket expenses.

These people are scum and evil and every time I hear a congressman tell us how great our system I want to go punch him or her in the mouth.