Reply #92: that is not true, at all

[hfojvt]

I have an employer who pays $400 a month or so for my health insurance. I pay $15 a month for the 'good' coverage. If I had a family it would cost me more, but my employer would pay more too. Thus, income is a deceptive statistic. $25,000 a year is not just $25,000 a year for me, it is $25,000 a year plus $5000 or so of insurance that is paid for me. (It is also $25,000 a year minus the $1,000 that is withdrawn for my retirement (not by my choice - I have no idea what my employer contributes) and minus $4,000 which I put into my IRA (and save about $800 in taxes by doing so)).
To me, the 3rd and 4th children are also luxuries. Gotta figure that the 3rd child is gonna cost at least as much as a new car in their 18 or more supported years.