Reply #49: i paid my student loans- but i still lost SS benefits-

[dysfunctional press]

although the losses had nothing to do with the loans...

my SS pain-in-the-ass horror-story:
i received my finding of disability at age 38, after the rapid onset of a previously undiagnosed congenital affliction...when i had my hearing about my benefits, i was asked about a two-year absence of any work record about 15 years prior- and, long-story-short, it turned out that a now long-gone and bankrupted construction company that i had worked for over that two year period had never paid into Social Security for it's employees, although the money had been deducted from our pay...guess what- we're all SOL...and most, if not all of the people probably won't find out until they have a similar benefit meeting upon their retirements.

AND- in my particular case, since i "retired" early, those two years represent 10% of my working years...as well as two of my top five earning years, due to higher wages and lots of overtime...but the SS gives me NO credit for it, and as such my monthly benefit is over 10% less than it should be.

and i have no recourse...of course.