Reply #12: Total asshole, but he has a point. If we do not get single payer, we need

[Mass]

national, clear standards about what language can or cannot be in a health-insurance policy, and we need an agency to enforce those rules, with tough penalties for non-compliance.

Though the rest of the paper is totally disingenuous, I agree that there needs to be very strong regulations about what can be and cannot be in an insurance contract and tough penalty if this is not enacted.

This said, the insurance companies will not want that either (I am not taking about preexisting conditions that they know they have to get rid of. I am talking about contrats which state clearly what is covered, at what costs, and what is not covered, and written in a way that is understandable without a law degree.).