How to make sure that only the rich and the criminals own firearms...

[spin]

Representative Kenneth Dunkin has introduced HB0687 into the Illinois House of Representatives.

FIREARM OWNERS ID-INSURANCE

Synopsis As Introduced
Amends the Firearm Owners Identification Card Act. Provides that any person who owns a firearm in this State shall maintain a policy of liability insurance in the amount of at least $1,000,000 specifically covering any damages resulting from negligent or willful acts involving the use of such firearm while it is owned by such person. Provides that a person shall be deemed the owner of a firearm after the firearm is lost or stolen until such loss or theft is reported to the police department or sheriff of the jurisdiction in which the owner resides. Provides that the Department of State Police shall revoke and seize a Firearm Owner's Identification Card previously issued under this Act if the Department finds that the person to whom such card was issued possesses or acquires a firearm and does not submit evidence to the Department of State Police that he or she has been issued in his or her name a liability insurance policy in the amount of at least $1,000,000 specifically covering any damages resulting from negligent or willful acts involving the use of such firearm while it is owned by such person. Effective January 1, 2010.
http://www.ilga.gov/legislation/BillStatus.asp?DocTypeID=HB&DocNum=687&GAID=10&SessionID=76&LegID=41158

It would be very expensive to obtain a $1,000,000 liability policy that would cover damages for both negligent and willful acts involving the insured owners firearm. This assumes that you could find an insurance company that would write such a policy. If you did find a company, what requirements would they impose?

So the very rich could afford the policy and of course the gang-bangers would merely continue on as usual since they don't bother with FOID cards anyhow. If the law passes, it would appear that if the average cashed strapped citizen was unable or unwilling to get a policy, his FOID card would be revoked and his firearms could be confiscated.

It looks like Illinois and especially Chicago is trying to become the most criminal friendly state and city in the country by making sure the average honest citizen has no means of self defense from armed criminals.

Perhaps some of the local hoods here in Florida will see a bright future and journey to the Windy City.

But this is the crazy season when all sorts of stupid laws are introduced in state legislatures and Congress. Most will never go anywhere. But these laws, which are usually introduced by Democrats, only fire up the NRA and the Republicans.

As Democrats we need to stop shooting ourselves in the foot. If we adopted a more pro-gun attitude and worked on prosecuting criminals rather than honest citizens we could easily have a 20 year or more run as the dominate political party. If we do pass draconian gun laws, we might have this woman in our future.