Reply #5: Also, current homeowners who ARE paying the mortgage may not have clear title.

[dixiegrrrrl]

Since title note was not shifted to the bond trusts, as they should have been, and apparently were destroyed.
Good chance my note is gone, MERS popped up on my mortgage papers at the County.

BOA and Fannie Mae...not on the title. But Fannie has the mortgage.
( Fannie Mae has 80% of the securitized mortgages, at least in name.)

I am testing the wind on this one.
My bet:
Congress will pass a law, in record time, clearing the banks of any liability.