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Reply #80: Doesn't stay on your record forever. [View All]

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ronnykmarshall Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-06-06 02:36 PM
Response to Reply #76
80. Doesn't stay on your record forever.
At least from what I remember.

You can request to have negative messages on your credit report removed after (I think) 5 years.

Bankruptcy reporting stay on for 10 years. Mine just dropped off in 2004. BUT AMEX (one of the cards I filed against in '94) still will not give me an account OR allow my SO to add me as an athorized signer (we wanted to get a Jet Blue mileage card).

I don't envy anyone that is in credit debt. I went throught it for years (my own stupid fault) and finally had no choice but to file. I don't regret it.

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