What to do about wisdom teeth?

[Zing Zing Zingbah]

My wisdom teeth are coming in, and I was thinking I should probably go to the dentist to get them checked out. I don't think they are coming in straight. The rest of my teeth are nice and straight, and I would like to keep them that way. I've definitely got at least three wisdom teeth. The two on the top have come through quite a bit, and I can tell one of the lower ones is starting to come through my gums. Chances are that there's probably a fourth one waiting to pop out any time now too.

My brother had his wisdom teeth removed a few months ago. He's 20 and in college, so he was still covered by my dad's dental insurance. I, on the other hand, would have to pay for all dental work out of pocket. I'm 25, which is too old to be covered by my father's insurance. I don't have any dental insurance of my own. I was thinking about trying one of those discount plans, like AmeriPlan, to hopefully get some discounts on dental work. Has anyone here tried a plan like this or have one that they'd recommend?