Reply #11: leave it alone until 2025

[ferg]

Social security is in surplus until 2028 according to the trustees.

But that's given an economic forcast 20 years in the future and since it's not possible to accurately predict the economy that far in advance, it makes sense to wait until we have better data to know what changes need to be made.

By the way, if benefits were cut by 10% in 2028, social security would have a surplus forever (assuming a gloomy economy). So the needed changes really are small.