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The financial items you've mentioned ... cars, having nice stuff, $500/month college apartment rent, $10,000.00 college tuition, good credit, ... don't even begin to touch the totality of what must be your parent's financial situation.
In addition, your parents pay a mortgage, car payments, credit card payments, utility payments, health and car insurance, federal, state, local, and property taxes ... and hopefully contribute to their retirement fund.
Do you have any idea what their total indebtedness is ? ... that will have to be paid off at some point. But, instead of doing that, they will spend the next 3-4 years shelling out at least $10,000.00/year for you to go to college.
Do you realize that after taxes, and your school costs ... your parents are probably making it on about $35,000.00 a year ?
Do you have any other siblings ... ?
Are you starting to understand ... ?
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