Reply #48: I would like to add that there are DU'ers that question HRC's "American Dream Initiative"

[antigop]

for that very reason.

(I include myself in that group.)

<edit to add link>
http://www.dlc.org/ndol_ci.cfm?contentid=253996&kaid=137&subid=900111

Remarks of Sen. Hillary Rodham Clinton at the 2006 DLC National Conversation

That is why the American Dream Initiative proposes American Dream accounts, which require every employer to open retirement accounts for its workers, and make those pensions portable when workers change jobs.