General Discussion
In reply to the discussion: Why are Americans so resistant to Universal Healthcare? [View all]radical noodle
(8,000 posts)It's what my husband and I have and we never pay a dime, but there are other plans that are cheaper and pay less. Part D can (and should be) shopped every year because that's the best way to get good deals. It's very easy too, since Medicare has an online questionnaire that allows us enter our meds and a list comes up with the best plans for those meds. Then we compare them and take the one best suited to us.
It isn't all that difficult except that some people think they can get something for nothing, which rarely works in their favor. Medicare Advantage has shown to be a problem in some areas. Docs don't like it and I know of at least one company that folded and left their clients high and dry.
With Medicare A & B, along with Plan F and Part D we pay about $346 per month (each). I can tell you that when I was getting insurance through my employer, the last year I worked there (4-1/2 years ago) cost a little over $1000 per month for each of us, $2000 per month for both. My employer paid it but I was the controller so I know what we paid. Medicare is a good deal.