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In reply to the discussion: I cannot afford insurance [View all]davekriss
(4,636 posts)25. Your subsidized premium will be about $64/month
I don't mean to suggest $65 a month is trivial when you're only bringing in $1500 per month before taxes, but I just want to be sure you're aware of how little you'll have to pay.
If you do get seriously sick, you'll be out another $2000 in copays and deductible (this for $10,000+ in medical bills).
I made some assumptions: you're single, 35. If you're older, the premium goes up a bit. If you're buying for a family, at this income you'll be covered by the expanded Medicaid provisions and pay nothing (depending on your state's decisions, as Roberts gave them some wiggle room on the Medicaid provisions of the aca).
Note: my figures are from the Kasier-Permante health insurance subsidy calculator (google it up).
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You need to discuss this with someone responsible for your state's plan for ACA.
LiberalFighter
Jun 2012
#1
You'll land up using all your money buying insurance with none left for actual services.
dkf
Jun 2012
#48
If a state refuses to set up an exchange, the federal govt will do it for them.....
cbdo2007
Jun 2012
#12
Hmmm -- I'll guess we'll have to see what shakes out the next few days.
Nuclear Unicorn
Jun 2012
#18
So if you get sick, and everyone does get sick, who pays for your care?
progressivebydesign
Jun 2012
#2
i haven't had employer based insurance since the middle 90s and i work in the legal field.
ellenfl
Jun 2012
#24
You're not an idiot. If you lived in a country that cared about people rather than profits, you
sabrina 1
Jun 2012
#19
If you are young, healthy, and only have colds, flu, etc occasionally, you don't need to visit PCP
FarCenter
Jun 2012
#14
I'm right with you. I posted a similar thread and it sank like a stone, so
coalition_unwilling
Jun 2012
#10
Thanks. I will check into it. I'm relying on preliminary research I
coalition_unwilling
Jun 2012
#40
You're supposed to "stop raining on people's parade" and celebrate your new financial burden.
Zalatix
Jun 2012
#15
The bill raises the poverty level. You will most likely qualify for medicaid.
FarLeftFist
Jun 2012
#33
Here's a link to the Affordable Care Act - might help answer some of your questions.
sad sally
Jun 2012
#37