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Showing Original Post only (View all)Many Low-Income Workers Say ‘No’ to Health Insurance [View all]
http://www.nytimes.com/2015/10/20/business/many-low-income-workers-say-no-to-health-insurance.htmlWhen Billy Sewell began offering health insurance this year to 600 service workers at the Golden Corral restaurants that he owns, he wondered nervously how many would buy it. Adding hundreds of employees to his plan would cost him more than $1 million a hit he wasnt sure his low-margin business could afford.
His actual costs, though, turned out to be far smaller than he had feared. So far, only two people have signed up....
Evidence is growing that his experience is not unusual. The Affordable Care Acts employer mandate, which requires employers with more than 50 full-time workers to offer most of their employees insurance or face financial penalties, was one of the laws most controversial provisions. Business owners and industry groups fiercely protested the change, and some companies cut workers hours to reduce the number of employees who would be eligible.
But 10 months after the first phase of the mandate took effect, covering companies with 100 or more workers, many business owners say they are finding very few employees willing to buy the health insurance that they are now compelled to offer. The trend is especially pronounced among smaller and midsize businesses in fields filled with low-wage hourly workers, like restaurants, retailing and hospitality. (Companies with 50 to 99 workers are not required to comply with the mandate until next year.)
His actual costs, though, turned out to be far smaller than he had feared. So far, only two people have signed up....
Evidence is growing that his experience is not unusual. The Affordable Care Acts employer mandate, which requires employers with more than 50 full-time workers to offer most of their employees insurance or face financial penalties, was one of the laws most controversial provisions. Business owners and industry groups fiercely protested the change, and some companies cut workers hours to reduce the number of employees who would be eligible.
But 10 months after the first phase of the mandate took effect, covering companies with 100 or more workers, many business owners say they are finding very few employees willing to buy the health insurance that they are now compelled to offer. The trend is especially pronounced among smaller and midsize businesses in fields filled with low-wage hourly workers, like restaurants, retailing and hospitality. (Companies with 50 to 99 workers are not required to comply with the mandate until next year.)
1) Raise the damn minimum wage, already. 2) Single payer now!
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The problem is that the ACA is still basically Insurance and not actual Healthcare.
hobbit709
Oct 2015
#17
Medicare is insurance, too, and it works. The real problem is that most of these people
pnwmom
Oct 2015
#60
He is eligible for the subsidy in TX - subsidies are federal. He is not eligible for Medicaid.
Yo_Mama
Oct 2015
#19
Send the power bill to the dealership and the car payment to the power company.
KamaAina
Oct 2015
#4
I pay my bills online - but when I get those preapproved credit card offers I
MillennialDem
Oct 2015
#21
This is it!! Some people don't qualify for help but are still too poor to meet expenses
haikugal
Oct 2015
#7
Most would qualify for Medicaid if it wasn't one of those Repug states that rejected
JCMach1
Oct 2015
#8
That way we'd be giving more benefits to these giant corporations than we already do.
KamaAina
Oct 2015
#9
Nothing is resolved until we get single payer, or something very much like it...
JCMach1
Oct 2015
#15
"allowed charges" by insurance cos. are totally fabricated & should be investigated
wordpix
Oct 2015
#38