General Discussion

Kilgore

(1,733 posts)

25. Beginnings of a two tier system

Fri Mar 21, 2014, 10:57 PM

Mar 2014

Tier 1 for those with the money to buy outside the exchange and can enjoy a wide selection of providers and services.

Tier 2 for those who can't.

Ok, I get it now.

Kilgore.

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Even with Platinum coverage, you still get narrow networks [View all] eridani Mar 2014 OP

there is only ONE provider who accepts Covered California plans in my area.... mike_c Mar 2014 #1

"There is no place for private for-profit insurance in health care. They add zero value, and are... CurtEastPoint Mar 2014 #2

I got slammed when i pointed that out awhile back. dixiegrrrrl Mar 2014 #3

Yikes. What happens if you move to another county? suffragette Mar 2014 #27

I have no idea. dixiegrrrrl Mar 2014 #33

Well, I think you raised an excellent point and one that could be a hard suffragette Mar 2014 #35

Or spend a lot of time on the road from one state to another? Lars39 Mar 2014 #34

Great point suffragette Mar 2014 #36

This is my issue. I am always travelling, it's my job... Demo_Chris Mar 2014 #44

bull. emergency care is covered wherever you are in the US. elehhhhna Mar 2014 #46

At higher rates perhaps. Lars39 Mar 2014 #49

Yep, in my area very few doctors accept any exchange plans at all. Nye Bevan Mar 2014 #4

The fact is..... cynzke Mar 2014 #22

Beginnings of a two tier system Kilgore Mar 2014 #25

It leads to an interesting question: should you force doctors to accept a plan? theboss Mar 2014 #26

3-tier: those in red states w no expansion Lars39 Mar 2014 #37

that's what you have in single payer countries treestar Mar 2014 #40

My hubs employer is a Fortune 100 company and we have narrow networks too elehhhhna Mar 2014 #47

That's what we had before too, and a lot of those folks couldn't get insurance if they Hoyt Mar 2014 #58

This message was self-deleted by its author questionseverything Mar 2014 #72

if you want more, go outside the exchanges. crimeariver1225 Mar 2014 #5

Then fight with exchanges Aerows Mar 2014 #7

Regardless of "how it works" forthemiddle Mar 2014 #42

as of today, you can keep your insurance that you previously had. Promise kept. crimeariver1225 Mar 2014 #83

Should we repeal the ACA? JoePhilly Mar 2014 #6

The ACA needs serious adjustments Aerows Mar 2014 #8

So that's a "no", correct? JoePhilly Mar 2014 #9

JoePhilly, do me a favor Aerows Mar 2014 #12

I asked a simple question, why not answer it? JoePhilly Mar 2014 #13

it should not be repealed, but it does need some fixes noiretextatique Mar 2014 #14

Thank you, I agree, Aerows Mar 2014 #19

Well I will give you the answer you want...NO. zeemike Mar 2014 #16

Agreed. Aerows Mar 2014 #21

And the only argument against it that can be made is zeemike Mar 2014 #23

Sure, I'd support that. JoePhilly Mar 2014 #24

No it is not step one...it is not even step 0 zeemike Mar 2014 #30

You see it as complaining while others see it Lars39 Mar 2014 #38

I see lots of "pointing out what needs fixing", very little HOW to do it. JoePhilly Mar 2014 #41

It's a hard problem to solve, but we'll get there. Lars39 Mar 2014 #52

ACA made my choices dramatically worse, policy-wise... Thank goodness for the 2-year extension! ReverendDeuce Mar 2014 #43

So what made your pre-ACA plan, non-ACA compliant? eom 1StrongBlackMan Mar 2014 #56

Lack of maternity care for one... ReverendDeuce Mar 2014 #82

Good luck against big pharma ramapo Mar 2014 #18

I know. Aerows Mar 2014 #20

no just amend it for now Rosa Luxemburg Mar 2014 #31

Unless you think handing big insurance a hundred billion a year weakens them... Demo_Chris Mar 2014 #45

We are going to be stuck with these vultures between us and Health CARE for a LONG time. bvar22 Mar 2014 #10

They are the obstacle between us and health care..... cynzke Mar 2014 #32

Without a deductible, your premium would be hundreds of dollars more every month. Hoyt Mar 2014 #60

i wonder when we will see the numbers questionseverything Mar 2014 #73

I am too. bvar22 Mar 2014 #75

about the 80% thing questionseverything Mar 2014 #76

Duh. Igel Mar 2014 #11

Limited choice of doctors is a part auntsue Mar 2014 #15

Hell, it's a part of TRICARE, too! And if you go "out of network" you're paying for the privilege. MADem Mar 2014 #77

NJ networks are more limited than pre-ACA ramapo Mar 2014 #17

I have had a BCBS PPO plan years before Obamacare through my doc03 Mar 2014 #28

This is my experience as well BrotherIvan Mar 2014 #29

+1 area51 Mar 2014 #53

That stood out for me as well. SammyWinstonJack Mar 2014 #69

i am questioning this statement questionseverything Mar 2014 #74

One thing that people need to remember about ACA eridani Mar 2014 #39

I'm on Medicare, but when my wife signed up on Minnesota's MineralMan Mar 2014 #48

While I'm not against single payer, I think there is a seriously false premise here OmahaBlueDog Mar 2014 #50

I agree with a lot of that. Personally, I'm fine with letting insurance companies take on risk and Hoyt Mar 2014 #55

Jesus Christ, the AEI again? that's two AEI and one OP citing The Blaze. PeaceNikki Mar 2014 #51

I'm behind on my sources background, Lars39 Mar 2014 #54

OK... PeaceNikki Mar 2014 #57

Thank you! Lars39 Mar 2014 #59

The OP also cites another RW organization PeaceNikki Mar 2014 #61

Hard to keep up sometimes! Lars39 Mar 2014 #63

Not really. It's all a simple Google search away. PeaceNikki Mar 2014 #64

Thanks for the reminder to check sources. Lars39 Mar 2014 #65

The premise of the spin is absurd. ProSense Mar 2014 #68

This crap is being spread all over the Internet. ProSense Mar 2014 #66

If the AEI were the only source for the OP, you'd have a legitimate gripe eridani Mar 2014 #78

You want more links? Here-- eridani Mar 2014 #80

I posted an analysis that supports what you're saying about a month ago: TexasTowelie Mar 2014 #62

I have also gotten the advice to go with the highest deductible plan BrotherIvan Mar 2014 #67

It's actually the mix of the deductibles and the percentage reimbursement levels. TexasTowelie Mar 2014 #70

Thanks, that makes a lot of sense BrotherIvan Mar 2014 #71

The bronze plan is obviously the best--unless you get expensively sick eridani Mar 2014 #79

Thanks BrotherIvan Mar 2014 #81