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Art_from_Ark

(27,247 posts)

104. I doubt that anyone interpreted that to mean

Reply to El_Johns (Reply #102)

Tue Feb 18, 2014, 02:22 AM

Feb 2014

"We reserve the right to stalk you"

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137 replies

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Highlight:

Capital One's new contract says it can show up at cardholders' homes, workplaces [View all] Newsjock Feb 2014 OP

time to cancel capital one cards eh? nt msongs Feb 2014 #1

Absolutely. Brigid Feb 2014 #7

I don't have their card or anything of the company yeoman6987 Feb 2014 #16

Exactly what does any of that info have to do with this post? HangOnKids Feb 2014 #88

Look at the user name. vdogg Feb 2014 #115

I already did. TexasTowelie Feb 2014 #52

Instead of cancelling the card, make sure the balance is zero and Jenoch Feb 2014 #57

Who the hell do they think they are? LiberalEsto Feb 2014 #2

are their "agents" armed? grasswire Feb 2014 #3

Let them, my little monster likes chew toys. hobbit709 Feb 2014 #4

I was thinking the same thing - TBF Feb 2014 #132

Do We Know If They've Usurped California's Rules ??? WillyT Feb 2014 #5

CA Rosenthal Fair Debt Collection Practices Act is veery strict and includes not only BlueCaliDem Feb 2014 #83

good info - thanks tomm2thumbs Feb 2014 #93

but haven't you agreed to the terms of their contract by keeping their card? magical thyme Feb 2014 #118

Of course. But that doesn't void your Consumer Credit Protection rights BlueCaliDem Feb 2014 #135

65 years old and haven't had a credit card yet madokie Feb 2014 #6

isn't that pretty much par for the course these days? "we can do what we like and furthermore we El_Johns Feb 2014 #8

I wonder how Cap One goons will fare under "Stand Your Ground" Vashta Nerada Feb 2014 #9

Took the idea right out of my head! bravenak Feb 2014 #11

I don't think it would go over well in Texas .... oldhippie Feb 2014 #21

No, they will show up at your work. Don't kid yourself. This is designed to be nothing more okaawhatever Feb 2014 #25

No, they wouldn't show up at my work ........ oldhippie Feb 2014 #30

My workplace IS my home. Lizzie Poppet Feb 2014 #99

That's what I thought. bravenak Feb 2014 #36

I second that sentiment. TexasTowelie Feb 2014 #55

What a gross violation of privacy. Cap One is truly one of the most evil companies in the world nt okaawhatever Feb 2014 #10

How would the 4th amendment even come up regarding a contract between RB TexLa Feb 2014 #12

It wouldn't. I was scratching my head at that one, too. n/t X_Digger Feb 2014 #13

FOR LAWYERS: Can a collector show up to a workplace Eleanors38 Feb 2014 #67

This message was self-deleted by its author WillowTree Feb 2014 #74

But that has nothing to do with the 4th amendment restrictions on government RB TexLa Feb 2014 #77

Not talking about the 4th. What do you think of #31 a #44? Eleanors38 Feb 2014 #85

I wasn't that concerned with them being able to go to workplaces to collect RB TexLa Feb 2014 #92

A collector can get into trouble at a workplace. Eleanors38 Feb 2014 #95

They'll send a drunk Alec Baldwin to your house. ForgoTheConsequence Feb 2014 #14

I hope all who have Capital One as a credit source have read this new contract. Jefferson23 Feb 2014 #15

Time to smack these vultures down. nt woo me with science Feb 2014 #17

Of course it doesn't break the 4th. That only applies to the evil gubermint. freshwest Feb 2014 #18

This is news? jazzimov Feb 2014 #19

Considering that this is a "contract update", Art_from_Ark Feb 2014 #75

Except for the part that says "we reserve the right to change the terms at any time". El_Johns Feb 2014 #102

I doubt that anyone interpreted that to mean Art_from_Ark Feb 2014 #104

no, but it's something of a red flag, wouldn't you say? It means they can set any conditions they El_Johns Feb 2014 #105

Yes, it is a red flag Art_from_Ark Feb 2014 #108

Capital Vone Gestapo vill take you avay to debtor's prison. democratisphere Feb 2014 #20

They haff *vayzz* ov makink you pay.......... lastlib Feb 2014 #56

Yez za do, zo pay ups o' elzzz..... democratisphere Feb 2014 #73

Presumably, if they act in a threatening manner, you are free to stand your ground. Orrex Feb 2014 #22

Yeah, what about this???? grahamhgreen Feb 2014 #116

Time to rethink my position on guns. nt TheMathieu Feb 2014 #23

Well, I could also show up at your home and place of work. You.... Logical Feb 2014 #24

So to a certain they extent, they are telling us... Beartracks Feb 2014 #40

Not sure, maybe when people complain they can say they agreeded to it. Nt Logical Feb 2014 #63

Why do people continue to bank with "bankers" Earth_First Feb 2014 #26

CU's rock. Great interest rates for home and car and credit cards. L0oniX Feb 2014 #33

re: non-default credit rating Earth_First Feb 2014 #35

It may not be the case for all CU's but mine requires perfect credit. L0oniX Feb 2014 #71

Just to have a regular account w/debit card? brett_jv Feb 2014 #98

Didn't say high credit score. A person with no previous credit history is ok. L0oniX Feb 2014 #131

I Love my Credit Union! It's small enough that everyone recognizes you when you walk in and are the adirondacker Feb 2014 #65

First of all, sometimes there isn't a local credit union Art_from_Ark Feb 2014 #81

I wish I could use a CU tabbycat31 Feb 2014 #128

If this language is in the original contract, any subsequent debt buyer could claim the same rights. ms.smiler Feb 2014 #27

No biggie,...go run out and get that 3d LCD TV.... Spitfire of ATJ Feb 2014 #28

Anyone doubt that they're just the first? drm604 Feb 2014 #29

They can't visit at work, Fair Debt Collection Practices Act treestar Feb 2014 #31

^^^ This^^^ truebrit71 Feb 2014 #44

In that case, TexasTowelie Feb 2014 #59

That's what I thought. Thanks. Eleanors38 Feb 2014 #72

if they claim they are not there to collect, only to wish you well? tomm2thumbs Feb 2014 #87

I'm not finding that Major Nikon Feb 2014 #119

An employer who allows it would be so odd treestar Feb 2014 #123

I can't imagine too many employers specifically allowing it Major Nikon Feb 2014 #125

Dumped them way before the crash. They were and still are scum bags! L0oniX Feb 2014 #32

There ought to be a million ex-cardholder march past their corporate offices rocktivity Feb 2014 #34

I'll cancel tomorrow. Don't 840high Feb 2014 #37

They send someone out to see "what's in my wallet?" Will they.... Beartracks Feb 2014 #38

Almost makes me wish I had one, so I could send it back in pieces . . . hatrack Feb 2014 #39

If more people would simply wait passiveporcupine Feb 2014 #41

I'm going to have to be the lone dissenter here, it looks like... LAGC Feb 2014 #42

The problem is that the goon who shows up at your door is not going to be kcass1954 Feb 2014 #50

A quote-unquote "emergency", circa 2004, eh? brett_jv Feb 2014 #101

I was "out-of-circulation" for awhile. LAGC Feb 2014 #103

Say no more, say no more ... brett_jv Feb 2014 #107

So somebody defaults on a contract letmebefrank Feb 2014 #43

I don't think that's what people are reacting to. Silent3 Feb 2014 #54

letmebefrank, for a business owner, you are surprisingly unfamiliar with the operation of our ms.smiler Feb 2014 #68

I envy you your self-control. :-) WinkyDink Feb 2014 #122

When I was in biz, I could not go to a debtor's workplace Eleanors38 Feb 2014 #91

LOL 6 years on the board and 16 posts in and you come up with this post? HangOnKids Feb 2014 #94

The air has a smell of sock puppet, huh? That was my first reaction too, after checking the profile Ghost in the Machine Feb 2014 #112

The mortgage company, IOW the people who actually OWN your house ... who you owe $100K+ to ... brett_jv Feb 2014 #100

I know what's NOT in my wallet .... nt littlewolf Feb 2014 #45

To everyone considering canceling their Capial One cards...! TroglodyteScholar Feb 2014 #46

Capital One has been good to me quinnox Feb 2014 #47

So you are ok with what the OP is pointing out? nm rhett o rick Feb 2014 #48

Honestly, it doesn't bother me quinnox Feb 2014 #51

You might just have something. Just relax and it wont hurt a bit. Drink the corporatist kool-aid. rhett o rick Feb 2014 #58

Look, I know lots of people hate Capital One quinnox Feb 2014 #60

I can't wait! another_liberal Feb 2014 #49

That's kinda the way I feel about it ..... oldhippie Feb 2014 #62

I wish I had a Cap One card Hoppy Feb 2014 #53

they don't need my business. barbtries Feb 2014 #61

Anyone have suggestions of other Visa cards I can switch to? Kablooie Feb 2014 #64

I believe a credit union card might be a good start --some don't require too specific a 'membership' tomm2thumbs Feb 2014 #90

Good idea. I belong to a couple of credit unions. Kablooie Feb 2014 #96

betcha they'll love the chance to swap your balance over too tomm2thumbs Feb 2014 #97

I need CapOne a lot less than they need me. lpbk2713 Feb 2014 #66

They're not in my wallet! IAmKirak Feb 2014 #69

DUZY ! ! ! tomm2thumbs Feb 2014 #84

Answer the door in your swimsuit edition. Eleanors38 Feb 2014 #70

i declared bankruptcy and they are on the list madrchsod Feb 2014 #76

Want to see people getting a fake ID and a Capital One card ASAP... Moostache Feb 2014 #78

Your standard Turbineguy Feb 2014 #79

In Texas, they cannot misidentify themselves on the phone or call too often: mbperrin Feb 2014 #80

The problem is... LAGC Feb 2014 #86

I own a house and a dozen rental properties and never mbperrin Feb 2014 #137

Just ripped up a Capital One credit card invitation - trash, just like the company sending it tomm2thumbs Feb 2014 #82

I have an outstanding acct. with them from 2004 ... $500 limit card ... brett_jv Feb 2014 #89

brett_jv, please don’t offer these scammers any money. ms.smiler Feb 2014 #106

Lately I've been getting a shitload of calls on my mobile phone from Midland... LAGC Feb 2014 #109

LAGC, believe me when I tell you that Midland’s autodialer will be calling you for years, yes years. ms.smiler Feb 2014 #111

Thanks for the great advice ... brett_jv Feb 2014 #110

brett_jv, you are very welcome. ms.smiler Feb 2014 #114

It's not Cap One doing this, it's the bottom feeder collection agency that bought it for pennies. hobbit709 Feb 2014 #117

This is true ... but still they could work with/sell collections only to more reputable agencies ... brett_jv Feb 2014 #136

Who would WANT one of those cards? A hearty eff you to Capital One, I say! nt MADem Feb 2014 #113

so...are they going to use those vikings? nt Javaman Feb 2014 #120

no capital one cards here... ProdigalJunkMail Feb 2014 #121

Some large dogs will meet them at my gate KinMd Feb 2014 #124

There are alwqys old fashioned answering machines as an option Tom Rinaldo Feb 2014 #126

They say ("We may modify or suppress caller ID and similar services.....) nolabels Feb 2014 #127

What's in MY wallet? Not a fuckin' Capital One card, that's for goddamn sure! NT Adrahil Feb 2014 #129

I'm usually not a fan of 'stand your ground tabbycat31 Feb 2014 #130

LOL, it's amazing people are getting so worked up over this. cbdo2007 Feb 2014 #133

Invest in a good shredder CountAllVotes Feb 2014 #134