General Discussion
In reply to the discussion: Yes, the deductibles for a lot of people really stink in ACA [View all]sendero
(28,552 posts).. I would agree. But according to my own doctor, lots of folks show up with complaints he doesn't think are worth his time. And, he is constantly bombarded with folks who want tests that he doesn't think are medically necessary, but he usually gives in because of the way the system is set up.
If folks had to kick in a couple hundred bucks for that CAT scan, they would be less likely to demand one when the doctor doesn't think it is needed.
Go ahead and write everything that you don't see as a "right wing frame". Doesn't make it so. And I find it incredibly difficult to understand why a person should not have to pay some portion of thier income for health care. Even if we had an efficient system, which we clearly do not, it costs money to deliver it.
I think insurance should pay for 1) most of the cost of catastrophic care and 2) almost all for the indigent and poor. In normal circumstances with middle income folks, they can pay.
Those who can afford to pay need to pony up.
Single payer is still my preferred solution, simply because that is the only way to really control costs. When/if we get that then everybody will have to pony up less.