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In reply to the discussion: Yes, the deductibles for a lot of people really stink in ACA [View all]grantcart
(53,061 posts)73. AZ
I went up to a gold plan to get "no deductible" and will pay $ 444.
You are suggesting that you will be paying a subsidized premium for a plan that carries no deductible - and that 40 million others will be able to do the same?
never said that
It would be nice if you would realize that your situation, as happy as it is, does not carry more weight than those who are saying their situation is not as rosy under the ACA.
Here is what I said:
http://www.democraticunderground.com/10023777148
Some here have health insurance and don't realize what it is like to go a decade without access to good care when you have a serious problem (and this was after I had very high level PPO plans for 20 years but lost it when I got sick).
I know that there will still be some for who this plan isn't going to deliver as much help as they need.
But, at least in my case, it was a much much better plan than I think even the more optimistic of us thought. If the shutdown is concluded and I can get back to work I will be able to finish the year at a level that may make them take back the subsidy and that would make me very happy but I was stunned to see how big the subsidy was based on last year's numbers.
This is going to be a major improvement in a lot of peoples lives and that is why the Republicans are trying so hard to sabotage it.
You seem to be particularly concerned about the level of the deductible, which isn't that big an issue for me. I was expecting a substantial deductible.
Tens of millions are going to get a better health insurance deal than they now have. That is a 'peachy' deal.
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You are misunderstanding me. My other thread sank but... 204/115 is my typical
ScreamingMeemie
Oct 2013
#12
Keep fighting the good fight. Win, lose or draw it reveals courage and faith.
Nuclear Unicorn
Oct 2013
#64
its feeling more and more like the "modernization" of pensions to 401Ks did....
tillikum
Oct 2013
#8
That's the price of bringing the "uninsurable" on board, extending maternity and...
Barack_America
Oct 2013
#18
I have been researching this and the plans that popped up on my account
ScreamingMeemie
Oct 2013
#26
Your post excellently highlights how complicated the insurance issue can be. n/t
PoliticAverse
Oct 2013
#35
They need to scrap the individual mandate. Without the ability to walk away the consumer cannot...
JVS
Oct 2013
#32
The mandate needs to go because without the ability to say no, there is no cost control.
JVS
Oct 2013
#46
Bullshit. And I don't care what happens to the health insurance companies. They're the problem.
JVS
Oct 2013
#55
yes,we need single payer & deductibles stink. actual medical costs/rx drugs are still to high.
Sunlei
Oct 2013
#34
Not really. It just means that insurers and hospitals get their money and you don't make a mess.
JVS
Oct 2013
#50
people will use their wellness exams. insurance companies & hospitals will price gouge each other.
Sunlei
Oct 2013
#70
He's likely referring to the prescription plan, which is barred from negotiating or dictating.
Warren Stupidity
Oct 2013
#89
Medicare for all is catchy and familiar branding but I'm not sure it should be a goal
TheKentuckian
Oct 2013
#60
Remember, the ACA was written by INSURANCE EXECUTIVES, not the Democratic Party
Xithras
Oct 2013
#52
Senator Max Baucus Received More Campaign Money from Insurance Industry...(Democracy Now)
solarhydrocan
Oct 2013
#86
"Medical Bankruptcy" is a term that is virtually UNKNOWN in civilized countries,
bvar22
Oct 2013
#77