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datasuspect

(26,591 posts)

63. this isn't about access to medical care

Reply to jeff47 (Reply #44)

Fri Oct 11, 2013, 12:10 PM

Oct 2013

this is about compulsory purchase of insurance.

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98 replies

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Yes, the deductibles for a lot of people really stink in ACA [View all] boston bean Oct 2013 OP

i put insurance companies in the same categories as banks: datasuspect Oct 2013 #1

And have peace of mind that you aren't on the hook for all costs boston bean Oct 2013 #2

bankruptcies cost 1000 datasuspect Oct 2013 #10

Medical costs can be that tipping point. mwooldri Oct 2013 #27

But now we're mandated to contribute to their lobbying funds. Nuclear Unicorn Oct 2013 #9

Here is an unbiased opinion from a health insurance broker(me) fitman Oct 2013 #29

When the government PATRICK Oct 2013 #3

Show us your bank account, tax returns, otherwise your post is bunk Puzzledtraveller Oct 2013 #4

It gets me in the door. And that is a start. ScreamingMeemie Oct 2013 #5

But some others are being shown the door. Nuclear Unicorn Oct 2013 #11

You are misunderstanding me. My other thread sank but... 204/115 is my typical ScreamingMeemie Oct 2013 #12

i really hope it all works out for you datasuspect Oct 2013 #13

Thank you data. I've gone from "getting my affairs in order" ScreamingMeemie Oct 2013 #15

Keep fighting the good fight. Win, lose or draw it reveals courage and faith. Nuclear Unicorn Oct 2013 #64

I'm not begrudging you in the least Nuclear Unicorn Oct 2013 #14

yeah ur right MFM008 Oct 2013 #53

I don't disagree alcibiades_mystery Oct 2013 #6

the ACA as presently configured is of no use to me. KG Oct 2013 #7

This message was self-deleted by its author ann--- Oct 2013 #30

its feeling more and more like the "modernization" of pensions to 401Ks did.... tillikum Oct 2013 #8

This is not unique to ACA Capt. Obvious Oct 2013 #16

i understand and you are correct, but now one is mandated to buy it. boston bean Oct 2013 #17

I think everyone knows the ACA's not "optimal" Lex Oct 2013 #21

This has been the law of the land in my state for 7(ish?) years now Capt. Obvious Oct 2013 #22

I don't mind the law, I mind the plan. boston bean Oct 2013 #24

That's the price of bringing the "uninsurable" on board, extending maternity and... Barack_America Oct 2013 #18

No kidding. Public option is by far the better choice - TBF Oct 2013 #19

I agree single payer is needed, but .... moriah Oct 2013 #20

It's the lab costs. Hundred out of pocket for each.... boston bean Oct 2013 #23

Now, those were covered under preventative for me. moriah Oct 2013 #25

I have been researching this and the plans that popped up on my account ScreamingMeemie Oct 2013 #26

Lab costs are heavily inflated. mwooldri Oct 2013 #31

No doubt they're inflated. moriah Oct 2013 #36

http://www.directlabs.com/ lunasun Oct 2013 #82

That's paying for privacy and skipping the doctor altogether. mwooldri Oct 2013 #84

Your post excellently highlights how complicated the insurance issue can be. n/t PoliticAverse Oct 2013 #35

Obamacare: is a $2,000 deductible "affordable"? antigop Oct 2013 #28

Not to many, BUT Rstrstx Oct 2013 #75

did you read the article AND my post? Max out of pocket $6400 for individual. antigop Oct 2013 #81

They need to scrap the individual mandate. Without the ability to walk away the consumer cannot... JVS Oct 2013 #32

Sorry, adverse selection would destroy access to medical care. jeff47 Oct 2013 #44

The mandate needs to go because without the ability to say no, there is no cost control. JVS Oct 2013 #46

Again, no mandate means no cost sharing, which means no insurance for anyone. jeff47 Oct 2013 #47

They shouldn't have created a mandate until they got costs in line. JVS Oct 2013 #48

Once again, no mandate means that can not happen. jeff47 Oct 2013 #54

Bullshit. And I don't care what happens to the health insurance companies. They're the problem. JVS Oct 2013 #55

Not bullshit. Reality jeff47 Oct 2013 #57

this isn't about access to medical care datasuspect Oct 2013 #63

And that purchase provides access to medical care. jeff47 Oct 2013 #66

from what i've been able to gather datasuspect Oct 2013 #68

That's because a lot of the people complaining about deductibles jeff47 Oct 2013 #71

lol garbage. I am mandated to pay taxes. grantcart Oct 2013 #33

Very good for you. That is not how it will work for many people. boston bean Oct 2013 #38

You just have a peachy deal enlightenment Oct 2013 #56

Everyone who has my income gets a 'peachy deal grantcart Oct 2013 #61

I think you're wrong about the numbers. enlightenment Oct 2013 #69

AZ grantcart Oct 2013 #73

I was responding to your last post, not the one prior to that. enlightenment Oct 2013 #76

^^^this^^^ malokvale77 Oct 2013 #85

yes,we need single payer & deductibles stink. actual medical costs/rx drugs are still to high. Sunlei Oct 2013 #34

Not really. It just means that insurers and hospitals get their money and you don't make a mess. JVS Oct 2013 #50

people will use their wellness exams. insurance companies & hospitals will price gouge each other. Sunlei Oct 2013 #70

My company offers ONLY high-deductible.. sendero Oct 2013 #37

Well, I agree with you in some ways. boston bean Oct 2013 #39

"stop making everything a blank check to the consumer" NoOneMan Oct 2013 #41

With single payer... sendero Oct 2013 #42

Sorry, but it's actually illegal for Medicare to negotiate prices. jeff47 Oct 2013 #45

Well.. sendero Oct 2013 #58

Apparently you don't work in the accounting part of the industry. jeff47 Oct 2013 #59

He's likely referring to the prescription plan, which is barred from negotiating or dictating. Warren Stupidity Oct 2013 #89

There's not that many medical procedures that are ~fun~ to have done Fumesucker Oct 2013 #87

Well... sendero Oct 2013 #93

Odd how they don't have that problem in Canada Fumesucker Oct 2013 #94

You don't really know WHAT they.. sendero Oct 2013 #96

Oh yes, anyone in America can ~demand~ a CAT scan and get it immediately.. Fumesucker Oct 2013 #98

Health care is not a discretionary consumer purchase. Warren Stupidity Oct 2013 #88

On its face.. sendero Oct 2013 #95

Even the plural of anecdote does not mean data Fumesucker Oct 2013 #97

The purpose of deductibles and copays is to make poor people stay home NoOneMan Oct 2013 #40

Copays and deductibles.. sendero Oct 2013 #43

They should certainly not exist in an egalitarian system NoOneMan Oct 2013 #49

That's how the American system works. Those on the bottom support and Egalitarian Thug Oct 2013 #65

Bingo! Puzzledtraveller Oct 2013 #78

Message auto-removed Name removed Oct 2013 #51

Medicare for all is catchy and familiar branding but I'm not sure it should be a goal TheKentuckian Oct 2013 #60

Remember, the ACA was written by INSURANCE EXECUTIVES, not the Democratic Party Xithras Oct 2013 #52

i honestly didn't want to believe this is the case datasuspect Oct 2013 #62

+1 historylovr Oct 2013 #79

Senator Max Baucus Received More Campaign Money from Insurance Industry...(Democracy Now) solarhydrocan Oct 2013 #86

Not accurate ProSense Oct 2013 #67

agreed - we really need a single payer system 0rganism Oct 2013 #72

I'd love to see some standardization with ACA posts, discussing rates wercal Oct 2013 #74

"Medical Bankruptcy" is a term that is virtually UNKNOWN in civilized countries, bvar22 Oct 2013 #77

A large fraction of medical bankruptcies today... BlueCheese Oct 2013 #92

K & R historylovr Oct 2013 #80

I don't see where it can be much better short of single payer. tapermaker Oct 2013 #83

+1 Matariki Oct 2013 #90

You don't get hosed by ACA munster69 Oct 2013 #91