Yes, the deductibles for a lot of people really stink in ACA

[Xithras]

52. Remember, the ACA was written by INSURANCE EXECUTIVES, not the Democratic Party

The primary author of the ACA was Liz Fowler, a longtime lobbyist, former VP with Wellpoint (a large HMO), and who is now an exec in the pharmaceutical wing of Johnson & Johnson.

The ACA was designed to accomplish one single goal...to get everyone insured while guaranteeing profits for the insurance companies. In EVERY SINGLE INSTANCE where the bill had to make the choice between "patient care" and "insurance company profits", the patients lost.

The ACA really is the best of all worlds for the insurance companies. They get to jack up the rates for the people who don't qualify for subsidies (increasing their profits), they get the government to pay the increased rates for people who DO qualify for subsidies and didn't previously have insurance (increasing their profits), and they get to apply sky-high copays and coinsurance limits to the coverage, discouraging anyone who doesn't have a small fortune in the bank from actually USING the insurance they're paying for (increasing their profits).

I've never understood the dogged defense of the ACA by Democrats. It's a bill designed to transfer government wealth to the investor class by offering NOMINAL amounts of overpriced insurance to people who can't afford to use it anyway. It's a farce masquerading as a fix.