I am so sad right now. I need to vent and them take a break for a while.

[liberalhistorian]

53. The credit bureaus make money each and

every single time a credit report is pulled, except for the annual free report they're required to provide to consumers, and it took years of government action to force them to give us even that. A couple decades ago, they found that a great way to increase their profits was to market their "services" to employers, which their sales departments set out to do, complete with glossy brochures filled with all the horrible things that could happen if employers didn't know the details of their employee candidates' credit reports. Never mind that credit ratings have little to nothing to do with the type of employee a person is or will be, let alone the duties of most jobs. And now that notion is firmly implanted in business culture, sadly enough. So, yes, someone IS making a great deal of money off of it.