General Discussion

Ghost in the Machine

(14,912 posts)

32. I don't have to have a drivers license, tag *or* insurance to drive on my own property....

Sat Feb 16, 2013, 03:09 PM

Feb 2013

I have 15 acres, mostly wooded, and my guns never leave my property, either. From the 3 spots I hunt, and the two target ranges I use, I can GUARANTEE that a bullet NEVER LEAVES *my* property.

Why should I have to insure them? My homeowners insurance already covers anyone hurt on my property, and also covers my contents in case of theft. Once reported stolen, I am no longer responsible for anything that happens with that gun.

And why hasn't the President proposed this idea?

Probably because he realizes what a dumb idea it is and doesn't want to tie up congress with frivolous bullshit while he could be spending time on things that matter more... like poverty, education and the economy.

Wouldn't a requirement to purchase insurance for gun use fall under the "well regulated" verbiage in the 2nd Amendment?

No, it would fall under the "having to purchase a product from a private, for profit company", just like the "Healthcare Mandate". If memory serves correctly, there weren't too many people happy about that, were there?

Any more questions?

Peace,

Ghost

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Highlight:

My car usage requires I insure it in case of an accident... [View all] SHRED Feb 2013 OP

Sure why not, insurance runs the country anyway. lonestarnot Feb 2013 #1

I think, perhaps, the Sekhmets Daughter Feb 2013 #2

As horrifying as... SHRED Feb 2013 #3

Shred, Sekhmets Daughter Feb 2013 #10

Legal gun owners aren't always responsible gun owners. pnwmom Feb 2013 #19

I am nothing if not pragmatic.... Sekhmets Daughter Feb 2013 #27

Having a surcharge or tax on every gun or ammo purchase is a good idea. pnwmom Feb 2013 #36

It would be a tax... Sekhmets Daughter Feb 2013 #37

There already is a federal tax on guns and ammo. former9thward Feb 2013 #41

Then increase it, or make a separate surcharge... Sekhmets Daughter Feb 2013 #43

No, it is high enough. former9thward Feb 2013 #48

How much is it? And would you prefer to have to carry liability insurance on your guns? Sekhmets Daughter Feb 2013 #49

It's 11%. former9thward Feb 2013 #50

I was just asking your preference... Sekhmets Daughter Feb 2013 #51

In my state the insurance company tells the state if you drop them dsc Feb 2013 #38

Nice... Sekhmets Daughter Feb 2013 #42

"You are thinking in terms of responsible gun owners" That, my friend, is an oxymoron... madinmaryland Feb 2013 #58

LOL Sekhmets Daughter Feb 2013 #59

What insurance compensates for crimes? hack89 Feb 2013 #17

Guns in the home are more likely to be involved in accidents than in crimes. n/t pnwmom Feb 2013 #21

And such accidents can be covered by homers or rental insurance hack89 Feb 2013 #23

Only with riders. And there is one way to enforce the law: pnwmom Feb 2013 #28

To what end? hack89 Feb 2013 #40

Mine doesnt. bunnies Feb 2013 #4

It is dirt cheap - a fraction of what I pay for car insurance hack89 Feb 2013 #18

Yeah.... good point. bunnies Feb 2013 #25

Gun accidents are rare relative to the number of INSURED gun owners -- pnwmom Feb 2013 #30

But insurance will not change that hack89 Feb 2013 #39

the point being ... rickford66 Feb 2013 #53

And the NRA will go into the insurance business and make a fortune. hack89 Feb 2013 #54

It might be possible for public carrying, but not for private property use aikoaiko Feb 2013 #5

You insure your home...that's private property, isn't it? nt. OldDem2012 Feb 2013 #7

It's not required of home ownership by the government, though. aikoaiko Feb 2013 #8

Required by the government or not, try getting a mortgage without it. nt. OldDem2012 Feb 2013 #11

only if you finance the gun Duckhunter935 Feb 2013 #12

If you own your car outright, you still have to have car insurance. nt. OldDem2012 Feb 2013 #13

Not on private property or transporting it over public ways aikoaiko Feb 2013 #14

Yeah....I read them. nt. OldDem2012 Feb 2013 #15

The analogy to car insurance doesn't really work aikoaiko Feb 2013 #20

You were talking about a house not car Duckhunter935 Feb 2013 #31

That is so that I can repair or replace my house if necessary. hack89 Feb 2013 #22

Homeowners insurance also protects you in case someone is injured on your property.... OldDem2012 Feb 2013 #24

But I am not required by law to have such insurance hack89 Feb 2013 #26

I am not required to carry insurance on my house or autos .... oldhippie Feb 2013 #45

The insurance premiums would be unaffordable. nt OldEurope Feb 2013 #6

Why? there are enough gun owners to reduce the premiums to an affordable amount.... OldDem2012 Feb 2013 #9

How about first amendment insurance- that speech could cause a riot, don'cha know. X_Digger Feb 2013 #16

Wouldn't that already be covered under an umbrella policy then? dkf Feb 2013 #29

I don't have to have a drivers license, tag *or* insurance to drive on my own property.... Ghost in the Machine Feb 2013 #32

you have to have a licence to legally buy a car dsc Feb 2013 #44

Well we don't have to in Tennessee.. don't even have to show proof of insurance Ghost in the Machine Feb 2013 #52

You can't insure a criminal act. galileoreloaded Feb 2013 #33

"Why hasn't the President proposed this idea?" rdharma Feb 2013 #34

What?!?!? - and take my gun/ammo-purchasing money away? TheCowsCameHome Feb 2013 #35

I kinda like the idea of gun insurance ..... oldhippie Feb 2013 #46

The only insurance worth fighting for rrneck Feb 2013 #47

ever been hit by an uninsured driver? ileus Feb 2013 #55

Great idea quaker bill Feb 2013 #56

I've been saying this for a while Politicalboi Feb 2013 #57