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ProSense

(116,464 posts)
5. I like this part
Sun Dec 9, 2012, 01:48 PM
Dec 2012

"I do believe there should be means testing. and those of us with higher income in retirement should pay more."

As for this:

"where does a person turn if they are 65 years of age and the medicare eligibility age is 67? They have two years there where they may not have the best of health. They need accessible, affordable medical insurance during that period."

Add Medicare to the exchanges, open it up to more people.

There is no other rational alternative. From the link:

A Congressional Budget Office study of the proposal to raise the Medicare age to 67 found it would have “little effect on the trajectory of Medicare’s long-term spending” because the youngest Medicare beneficiaries are the healthiest and least costly to the program. The costs, meanwhile, would include an estimated net increase of $5.6 billion in out-of-pocket health insurance costs for beneficiaries who would have been otherwise covered by Medicare, according to a Kaiser Family Foundation study. Seniors in Medicare Part B would also face a 3 percent premium increase, the study found, since younger and healthier enrollees would be routed out of Medicare and into private insurance. Beneficiaries in health care reform’s exchanges would see a similar spike in premiums with the addition of the older population.
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