How Much More Do Women Pay For Health Insurance?

[kpete]

[HockeyMom]

1. Women go through labor and delivery

with complications thereof. Men, obviously, don't need this coverage. My husband paid $125 a month for his insurance. I paid $165 a month for mine. Plus, ironically, I am post menopausal. OLDER women still pay more.

[lumberjack_jeff]

6. Medical costs for women are higher because of your longer lives.

not because of childbirth.

http://www.ncbi.nlm.nih.gov/pmc/articles/PMC1361028/

Principal Findings
Per capita lifetime expenditure is $316,600, a third higher for females ($361,200) than males ($268,700). Two-fifths of this difference owes to women's longer life expectancy. Nearly one-third of lifetime expenditures is incurred during middle age, and nearly half during the senior years. For survivors to age 85, more than one-third of their lifetime expenditures will accrue in their remaining years.

[HopeHoops]

2. Fortunately, our plan has been gender neutral all along.

[noamnety]

3. I don't think the blue chart's accurate

If abortion and birth control are still excluded in some states/policies in 2014, then that blue chart's not valid. Excluding women's procedures so that they have to be paid for separately or privately doesn't count as equal coverage.

[RB TexLa]

4. Excuse me, how much more in costs do they cause?

[HereSince1628]

8. Good question...treatment for women costs more than men

for spousal abuse. Just how does that get scored by the actuarial patriarchy?

http://usgovinfo.about.com/od/healthcare/a/femhealthcost.htm

[RB TexLa]

9. That is a crime and the courts should make the criminal pay restitution

[msongs]

5. men pay for pregnancy related services even tho not attached to a woman....

at our work we subsidize that even though we may not have a significant other female in our lives. no discounts available

[Quantess]

7. I appreciate that.

Isn't that ironic that loud voices are arguing that health insurance shouldn't cover contraception, while pregnancy is vastly more expensive?

This would be a good time for everyone else to loudly argue that they definitely want health insurance to cover birth control, because they'd rather pay for birth control than pay for someone else's pre-natal care & childbirth!

[Nikia]

10. At my work previous job, I subsidized health insurance

For men with three heart attacks, two men with cancer requiring chemotherapy/and or radiation treatment, and two women with expensive chronic conditions even though I had none of those problems. There were only two pregnancies during this time period. This was for a period of five years for a company of 60 people.
Should all of us without heart attacks or cancer gotten a discount? The point of health insurance is that it spreads the risk.