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Edited on Mon Feb-21-11 08:05 PM by senseandsensibility
Let's get this out of the way first: I am not asking for sympathy. Many people have had it much worse than me, probably in ways that I can't even imagine. I get that.
However, this is my experience and maybe some can learn from it. I graduated from college in the early eighties. I had a Masters degree and two clear teaching credentials. There were no jobs in teaching in California at the time, so I worked at a pre-school where I scrubbed toilets, made lunch, and supervised the kids for less than minimum wage. I lived with my parents, and subbed in the local school districts when they were in session. It took me two years to get my first teaching job for the princely wage of eighteen thousand dollars a year in 1984. Housing in California was already sky high by then and this wasn't even enough to rent a studio apartment. It took me a couple more years before I could afford to move out of my parent's house and into a one bedroom apartment with a roommate. This continued for several years. I had to take college classes at my own expense,spending thousands of dollars to do so, even though I already had a Masters and two clear teaching credentials. If I didn't, I would never increase my salary enough to live on my own, let alone buy a house. I attended classes every evening after teaching all day. On the week-ends, I graded papers and planned lessons. Finally, after almost a decade of teaching I could afford to rent a small one bedroom apartment on my own. The bliss of being able to go to bed at nine thirty without my roommate's music blaring!
It took me another decade to save enough to buy my own small house. I am much more financially comfortable now, but don't even begin to approach "rich." I have ALWAYS contributed to pension plan (six percent of my salary) and healthcare ( I pay twenty percent of the total cost for the cheapest plan available). My district does not pay for health benefits for its retirees, so I will get none, even if I teach for fifty years. For me, this is the reality.
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