"Free" credit report offers/ads. Will new legislation shut these operations down?

[Shagbark Hickory]

"Free" credit report offers/ads. Will new legislation shut these operations down or will they always find a way to deceive consumers?

[sakabatou]

1. Well they did have to change

With saying the user needed to sign up for something. But yeah, their name is deceitful.

[demosincebirth]

6. Whenever they say "free", then they ask you for you CC #, BIG RED FLAG!

[sakabatou]

7. Yep

[ejpoeta]

2. i wish they would, but i doubt they will stop them. they are so annoying

and on all the time.... revenue for the tv stations....

[Shagbark Hickory]

4. If you think the jingle are annoying, try a recurring charge on your credit card bill every month nt

[ejpoeta]

8. yep that would be a bit more than annoying.

[musette_sf]

3. these outfits should be shut down

people who are serious about their credit and their scores should sign up for myFICO. the costs are all up front - no "free report" BS and then having your credit card charged ad infinitum (good luck getting it shut off) - and their website is very helpful for those who are SERIOUS about checking up on their credit.

[Shagbark Hickory]

5. I'll go one step farther and suggest that...

if 3 corporations are the sole arbiters of our financial reputations, and we have zero protections in place to prevent identity theft, then don't you think the least the reporting agencies could do is grant unlimited real time access to your credit report for free?

[abumbyanyothername]

9. The message is clear S/B

we, the people, need to stop using credit.

It's time to organize the next leg . . . economic populism.

[BlooInBloo]

10. I like some of the songs.

[Shagbark Hickory]

12. Me too. I tried to find out more about the guy that sings them but as it turns out he doesn't

publicly acknowledge any affiliation with the free credit report dot com company. Or so it seems. The most I found googling around was a name but that's it.

[depakid]

11. The FTC could shut them down tomorrow

That they haven't tells us something about the folks in charge of the agency.