I have an idea about insurance. Gee... how about a NON-PROFIT health insurance agency

[Hawkeye-X]

whose sole purpose is to pool the money from the premiums to ACTUALLY paying the bills and ACCEPTING all claims (after auditing the claims) from the doctors so they get paid ON time. No red tapes, no denial of coverage. If you pay the premiums, the care is avaliable for you.

Can it happen?

I dunno. I just think the for-profit health industry needs to be castrated and their balls sold to the highest bidder JUST to pay the claims.

Hawkeye-X

[ContinentalOp]

1. There already are a bunch.

Kaiser for one.

[Hawkeye-X]

2. My parents thinks that Kaiser sucks.

And I have NO idea why.

[Ms. Toad]

4. Kaiser does suck.

Less than it used to - but it still sucks.

[Oregone]

9. Why is Kaiser so expensive?

Administrative costs? They pay their execs a fortune? If they aren't for profit, Id certainly expect a lower bottom line. Anyone know?

[RB TexLa]

3. If doctors didn't try to steal millions upon millions of dollars from insurance companies they would

get paid on time without any problem.

[TBF]

5. That's pretty much what single payer system would be. They could

do it by dropping the age requirement on medicare. That's all it would take. That and raise taxes on rich folk. So, you can see why it will never happen.

[SharonAnn]

6. There were many, but they switched to for-profit because that's where the money is.

Remember, Nearly all, if not all, current health insurance companies are in business TO MAKE MONEY!

They're not in business to see that people get health care.

They could just as well be selling cars, or Sham-Wow, or anything else that would make them money.

Sometimes I even think that it is an accident that some people actually get access to health care by using health insurance.

Remember, they're in business TO MAKE MONEY!

[Mike 03]

7. My grandparents died under Kaiser; I'm not sure how good they are or are not.

I sure hate to see the doctors get blamed. They are the first to help and the last to get paid. I had the most amazing doctor and was lucky enough to befriend him, and he was on the verge of quitting medicine because the paperwork was killing him. He wanted to be with patients, not arguing over which tests to give them.

It is so depressing.

If you want to know about doctors, join ReachMD. Listen to what they care about. Listen to how they speak to each other,and how they talk about their patients.

It's like eavesdropping on doctors. And they love the patients, at least if they care about themselves. But what they can't stand is the red tape horror beauracracy of the insurance companies.

[Davis_X_Machina]

8. Blue Cross/Blue Shield...

...before Anthem/Wellpoint bought most of them, were non-profit.