Do you have your money in a bank or a credit union?

[yurbud]

Poll question: Do you have your money in a bank or a credit union?

Given the irresponsibility of major commercial banks, I'm wondering how many people here have their money in them, how many have it in credit unions, which tend to be a lot more careful, and how many are moving to credit unions

[ecstatic]

1. in BOA. Should I be worried?

:shrug:

[Uben]

2. both nt

nt

[Renew Deal]

3. Moving from bank to the mattress

j/k :hide:

[ITsec]

4. Savings and CD's in a Credit Union....

Mortgage, bill pay, and normal bank deposits with Wells Fargo SD, NA.

Some cash in safe.

[AllieB]

5. Credit Union.

[RadicalTexan]

6. Credit Union

Canceled my last credit card three weeks ago (Bank of Fuckmerica - I hate them). Will never have one again, ever. I have a Visa debit with my checking account that I use for plane tickets, online purchases, and the like.

Of course, having paid my bills and made one trip to the grocery store, I have $98 left for the rest of the month.

[tammywammy]

7. Credit Union n/t

[LWolf]

8. Credit union.

Not that I have anything substantive there, either, lol.

[TransitJohn]

9. I live paycheck to paycheck

but recently moved my payroll direct deposit from a small local bank (2 branches in Cheyenne one here in Laramie) to a local credit union.

[tnlefty]

10. I had to go with Other.

We have money in both a bank and a credit union.

[SammyWinstonJack]

11. Credit Union.

[MilesColtrane]

12. Both, but not much total.

[anarch]

13. other - I have no money

[Citizen Jane]

14. Both

We have interest checking (LOL) and a Money Market Checking account at the bank for short term savings.

We have separate account at Credit Union for long-term savings.

Sigh.

[ogneopasno]

15. Other -- both.

nt

[Why Syzygy]

16. LOCAL bank.

[LSK]

17. its in a smaller local Bank that has been around since before I was born

[Virginia Dare]

18. Both....n/t

[RebelOne]

19. Since all my money is in The Bank of America,

I feel it is secure for the time being. I closed out a 401K and moved the cash into my savings temporarily.

[Eurobabe]

20. been in credit unions for the past 10 years

fees are lower than the banks, and they actually "know" you in the branches.

[Cairycat]

21. Our former bank was charging $10 a month 10 years ago

God only know what it would be now. Credit union = free checking, nicer people. Free notary service too. Love my CU!