Bank Robber Blames Foreclosure: "You took my house, now I'm going to take your money"

[dajoki]

Is this what it is coming to? Boy, can I relate!! Not that I would even consider doing anything that drastic, but come April 8 I don't know what I will do if some kind of arrangement can't be made. Maybe I will lock myself in our home or maybe I will just sit and cry when they kick us out.

When I think about all of the work we put into our home in the last 15 years, and think of what has happened to us in the last four years, it makes me wonder. Can't the mortgage company work with me? And if not why not? I can't seem to get a straight answer from ANYBODY, even my Dem Congressman seems to be oblivious.

The feelengs keep coming back that I let my family down and I'm really sorry that I have probably become a pain in the ass to many, but I just don't know where to turn. I thank you for letting me get some of this off my chest.
-----------------------------------------------------------------------------------------------------
Bank robber angry about foreclosure
http://www.dailyindia.com/show/218635.php/Bank-robber-angry-about-foreclosure

ATHENS, Ga., Feb. 22 (UPI) -- A gun-wielding man in a ski mask robbing a Georgia bank told a teller he wanted payback for losing his house to foreclosure.

The robbery occurred at a Regions Bank branch in Athens just before noon Thursday, the Athens Banner-Herald reported.

"You took my house, now I'm going to take your money," the robber told the teller as he pointed a gun at her, Police Capt. Clarence Holeman said.

Holeman said that the FBI, which is investigating the robbery, would probably check bank records. Bank officials said they could not remember anyone who had been especially upset about losing a house.

Witnesses said the man was middle-aged and 5 foot, 9 inches to 6 feet tall. He took off the mask after leaving the bank, revealing sandy blonde hair.

A man who had been sitting in his truck filling out a deposit slip followed him but lost him when he entered a driveway a few blocks away.

[Sarah Ibarruri]

1. Yes, I can understand him. He's a robber, but the bank is a Robber Baron nt

[ORDagnabbit]

2. banks make it out of thin air......

[dajoki]

14. Isn't that amazing how they do that? n/t

[LiberalEsto]

3. Can anyone help dajoki?

This sounds like a seriously bad situation, and I don't have any ideas.
They always say you're supposed to contact your mortgage lender first so that they can work things out, but it seems you're way beyond that point.

Good luck and keep us posted!
LibE

[dajoki]

6. Yeah...

they too large of a sum for me to be able to come up with. If they would have allowed me to keep making my payments it wouldn' have got so bad.

[TomInTib]

4. "could not remember anyone who had been especially upset about losing a house."

Really, now?

And here's a few Good Luck vibes headed your way, dajoki.

[dajoki]

7. Thank you very much...

and that line really got me also!!

[gateley]

5. dajoki, YOU haven't let anybody down - please know that. nt

[dajoki]

8. Your too kind gateley...

but very much appreciated!!:pals:

[SoCalDem]

9. The bank stole his paid-for house? How odd..

Some people need a primer on how LOANS work.. You borrow money to buy an asset, UNTIL you pay OFF the money *and any other stuff you agree to when you sign on...you are only "renting" whatever asset you got the loan for..

Stop paying your car loan, and you'll be bumming rides & taking the bus
Stop paying your house loan, and you'll be looking for a place to rent..

I KNOW people who have "lost" houses.. It does not happen overnight.. There are letters, notices and of course when you stop paying the loan, your bank account has no dedcutions made for those payments, so it's not like people show up one day...out of the blue..and say "Move!"

For a decade or more, people used their "leased-rented" homes' equity as a piggybank, and continued to re-fi and borrow more against it..It was a shameful banking industry that promoted it, but nevertheless, people DID do it.. and while it lasted, they loved it.. They got to live in more house than they could realistically afford, and thanks to the shifty loans they kept rolling-over and over, they thought it would go on forever..

It did not.. It could not..

and now it's time to pay the piper..

robbing banks is not the answer..although it does address a particular "housing issue" for the robber..

[dajoki]

13. I'm sorry but...

I did not buy more house than I could afford, over the last four years our family has gone through a series of circumstances that ended up cutting our income by about half. We did not plan on this and that is why I will take the blame, I should have been prepared.

And no, it doesn't happen overnight, but the options you have are tricky and unrealistic for some, the main thing being the down payment. When they start refusing to take your payments is when the shit hits the fan. You fall behind more every month, a whole bunch of legal fees are immediately added to your loan, not to mention the late charges. OVER HALF of what they want for my downpayment ARE LEGAL FEES!!

So, you see, I know about these "options", and until they come up with a way to negotiate with them, people are going to continue to lose their homes. And I am STILL trying to come up with something, anything to save our home.

[SoCalDem]

15. eek.. I just read the article.. and was commenting on IT.

I skipped past your comments at the beginning.. :hug: to you and yours

I feel very badly for the people like you who got caught up in it. My best friend is mired in a similar circumstance.. her house payment is now up to $3300 a month..:scared:.

There are MANY people unlike you and her, who did try to game the system, and they are the ones who are overly eager to have somebody..anybody ./.do something..

I sincerely hope that you can find your way out of the mess and come out ok..

[dajoki]

16. Oh, I realize that...

there are people like that, but all they do is hurt everyone else, the vast majority who have run into problems through circumstances beyond their control. I have learned through this and what my family has gone through that people tend to get lumped into the same group, guilty until proven innocent. And this does not help!!

[ChairmanAgnostic]

10. anyone detect a trend here? Hmm.

[SoCalDem]

12. out here, there have been cases of older people robbing places

then sitting down & waiting for the cops.. why? they were sick and could get medical care in jail :cry:

[dajoki]

21. Exactly what you are talking about...

Has it come to this? Man robs bank to go to prison till eligible for SS
Posted by dajoki in General Discussion: Primaries
Thu Oct 12th 2006, 10:11 PM
MSNBC
http://www.msnbc.msn.com/id/15240979 /

Pre-Social Security plan: Rob bank, go to prison
Discouraged job-hunter asks for 3-year sentence to last till golden years

Updated: 1 hour, 14 minutes ago

COLUMBUS, Ohio - A man who couldn't find steady work came up with a plan to make it through the next few years until he could collect Social Security: He robbed a bank, then handed the money to a guard and waited for police.

On Wednesday, Timothy J. Bowers told a judge a three-year prison sentence would suit him, and the judge obliged.

"At my age, the jobs available to me are minimum-wage jobs. There is age discrimination out there," Bowers, who turns 63 in a few weeks, told Judge Angela White.

The judge told him: "It's unfortunate you feel this is the only way to deal with the situation."

<<snip>>

"It's not the financial plan I would choose, but it's a financial plan," prosecutor Dan Cable said.

http://journals.democraticunderground.com/dajoki/13

[leftofthedial]

25. age discrimination in hiring is rampant and pervasive

and no one does anything about it

[dajoki]

27. The US already incarcerates...

more of its people than any other country in the world. We should be ashamed that people MUST use it as part of their "retirement plan".

[Wednesdays]

11. To the greatest page...

K&R

[aint_no_life_nowhere]

17. During the Great Depression, robbers and gangsters became folk heroes

Guys like Dillinger and Bonnie and Clyde were celebrated by much of the impoverished poplace for getting back at the banks. I wonder if we'll ever see that trend again if things keep getting worse.

[no_hypocrisy]

30. Last two stanzas of "Pretty Boy Floyd" by Wood Guthrie:

Well, as through the world I've rambled, I've seen lots of funny
men. Some rob you with a sixgun, some with a fountain pen

As through this world you ramble, as through this world you roam
You'll never see an outlaw drive a family from its home

[sarcasmo]

18. When the working class strike back, Corporate America won't know what hit them.

[dajoki]

20. I hope so n/t

[bobbolink]

22. *IF* the working class organizes *together* and strikes back as a group,

THEN corporate 'murka will have a problem.

Unfortunately, most 'murkans have been taught the "rugged individualism", and that it's all a personal problem, so they don't come together.

I don't really know what it would take for many to "get the picture" and band together and fight the REAL enemy.

The Bonus Army did it during the Depression, but since then... it's everyone for themselves.

:cry:

[dajoki]

28. The Bonus Army...

I used to hear a lot about it from my beloved Grandfather. Whatever happened to our Democratic party? It HAS turned into everyone for themselves, what a shame.

[bobbolink]

29. Did you keep notes? I think it's important to write up those kinds of memoirs!

Really, I"d like to see your Grandfather's words in print!

[dajoki]

31. No notes...

But all in my memory. He was a great man who truly did without in order to help others. Some day I will tell you about him.

[lonestarnot]

19. Pencilled him right into mania.

[flvegan]

23. Hey, dajoki

I spent a lot of time in the foreclosure/loss mitigation/default resolution biz. Granted, it's a different state, but maybe I can help you talk to your lender. I'd like to help if at all possible.

Drop me a PM if interested.

[dajoki]

26. Thank you flvegan...

I sent you a PM.

[livetohike]

24. Just watched "Fun With Dick and Jane" last night

I never saw it before.....

This is just so sad. Hang in there until you get someone who will see you in person. There has to be a way to work something out :-).