Michelle Malkin: Predatory Lenders=Good; Borrowers=Frauds. How can she live with herself?

[dajoki]

I know she is an evil little bitch, but c'mon, this is truly unbelievable. How does she sleep at night? Oh, I almost forgot, she spends the nights sucking the blood from any poor American she can lure into her lair. Her and these creatures like her have absolutely no idea of what causes a person to get into dire straits financially. Never mind that a serious illness, accident, job loss or other personal tragedy can and does cause a family extreme hardship, they're all frauds.

This little article of her's should not surprise anyone, but its just worth noting the kind of thinking we're up against. Yes my friends, its a cold, cruel nation we live in. My question is, how much worse is it going to become? Its hard to imagine that being possible, but don't be fooled, the other side, and some of our own, are in no way about to rock the boat, they just may lose their own benefits such as the giant "contributions" and "perks" they get from their lobbyist friends from the drug, insurance, healthcare, banking and every other giant corporation that runs our government.

You cannot rationalize with people that have this type of mindset, so maybe its just grin and bear it. Now wait a minute, we have a little thing comming up in November called the Presidential Election. Maybe, just maybe, we can come together and send these people the only message that they will understand, FIRE THEM!! It won't be easy, but I believe its worth the fight.

BTW, I am one of the frauds she is talking about. I had a serious accident, then my wife lost her job and my youngest daughter became seriously ill. It cost us quite a bit, especially with our income cut in half, and we fell behind on our mortgage, so we are now battling to keep our home. But she wouldn't know that, and even if she did, she wouldn't care. Besides, I don't want her sympathy, she can keep it for the victims of her night maneuvers. See, "Suck It Up" means exactly what I'm talking about.
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Wanted: A "Suck It Up" Candidate
A Commentary by Michelle Malkin
Wednesday, January 16, 2008
http://www.rasmussenreports.com/public_content/politics/political_commentary/commentary_by_michelle_malkin/wanted_a_suck_it_up_candidate

I need a man. A man who can say "No." A man who rejects Big Nanny government. A man who thinks being president doesn't mean playing Santa Claus. A man who won't panic in the face of economic pain. A man who won't succumb to media-driven sob stories.

A man who can look voters, the media and the Chicken Littles in Congress in the eye and say the three words no one wants to hear in Washington: Suck. It. Up.

The Michigan primary put economics at the top of the political radar screen, and the Democrat presidential candidates have been doling out spending proposals, stimulus packages, housing market rescues and other election-year goodie pledges like Pez candy dispensers gone haywire. Which leading GOP candidate represents fiscal accountability and limited government? Who will take the side of responsible homeowners and responsible borrowers livid at bipartisan bailout plans for a minority of Americans who bought more house than they should have and took out unwise mortgages they knew they couldn't repay?

I don't want to hear Republicans recycling the Blame Predatory Lenders rhetoric of Hillary Clinton, John Edwards and Jesse Jackson. Enough with the victim card. Borrowers are not all saints. There's nothing compassionate about taking money from prudent, frugal families and using it to aid their reckless neighbors and co-workers who moved into McMansions they couldn't afford or went crazy tapping their home equity and now find themselves underwater.

Economist Tyler Cowen points out the problem of predatory borrowing -- something you never hear politicians spotlight. He notes, "As much as 70 percent of recent early payment defaults had fraudulent misrepresentations on their original loan applications," according to research on more than three million loans done by BasePoint Analytics. "Many of the frauds were simple rather than ingenious. In some cases, borrowers who were asked to state their incomes just lied, sometimes reporting five times actual income; other borrowers falsified income documents by using computers. Too often, mortgage originators and middlemen looked the other way rather than slowing down the process or insisting on adequate documentation of income and assets. As long as housing prices kept rising, it didn't seem to matter."

Message to Washington: Stop treating every defaulting borrower like Mother Teresa.

<<snip>>

As we head toward Super Tuesday, the subprime mess and the economy will dominate -- and the Do Something Democrat candidates will turn their spigot of overextended homeowner sob stories on full blast. Do Republicans want a clear alternative to liberal-nomics? Or will you settle for a lip-service conservative who will reward fiscal recklessness with only slightly less government intervention than the Dems?

[Amerigo Vespucci]

1. She sleeps at night on piles of cash.

That's how she sleeps.

Her sole motivation for anything she does is "the check's in the mail."

[AzDar]

18. I've always pictured her hanging by her feet, upside down in a cave....

;-)

[Telly Savalas]

21. Yeah. She just says and writes outrageous things to get attention.

And that attention translates into more readership for her column and more sales for her books.

I'd be surprised if she really believed half the things she writes.

[dajoki]

22. I think you give her...

too much credit. I believe she is told what to think and what to write.

[Amerigo Vespucci]

26. Rumor has it that the husband writes it all. She's just the eye candy to sell it.

Jesse Malkin Savagely Beats Student Photographer! (allegedly)



http://liberalavenger.com/jesse-malkin-allegedly-savagely-beats-student-photographer/

(This post is by Auguste - cross-posted from Malkin(s)Watch. I wanted to call it “Jesse Malkin Savagely Beats Student Photographer,” but I think Auguste’s title - the title used here - is better. Unhinged, indeed. -LA)

The Malkins thought it was ever so clever to run a series of mugshots of “average liberals” who had allegedly done various “unhinged” things.

Well, never let it be said that Jesse Malkin doesn’t know from unhinged.

Allegedly.

From The Oberlin Forum, October 1991 , a letter by a student named Alexis Zybach-Sadki:

Mr. Jesse Malkin, founder and former publisher of the Oberlin Forum, physically assaulted and verbally threatened to kill me on the afternoon of the 1991 Commencement exercises, just after I had taken one picture of him for the Oberlin Hi-O-Hi 1991 yearbook supplement. I am writing because I feel that such an act of intolerance should be unacceptable in an academic community which of course values tolerance, freedom of speech, and - above all - civilized behavior toward all people, including photographers…

I have to admit that, until recently, I had never really paid any attention to the Oberlin Forum. I knew that it was the right-wing publication on campus, but its articles were short, often muddled, and not very well researched (if research was even an issue)…

Commencement exercises had just finished, and Mr. Malkin was talking with College Treasurer Charles Tharp, somewhere close to the memorial arch. I approached them and circled around quickly, trying to find the best angle. I knew Mr. Malkin was a Rhodes scholar, founder of this publication, and that he had been Mr. Tharp’s intern. In other words, here was someone whom I thought should definitely be in the yearbook - he was important. As I circled around, I raised my camera…I snapped on picture.

Suddenly, Mr. Malkin turned to me, yelling “Don’t take my picture…” I wondered why he was yelling, but lowered my camera. There were other, equally important people whose pictures I had yet to take. Suddenly, he lunged out at me, shouting, “Don’t fuck with me, or I’m going to kill you!” He grabbed my arm and tried to grab my camera, continuing to spew insults and death threats. The civilized scholar had suddenly transformed into an uncontrollable savage. Fortunately, a friend managed to pull me away from his grasp. Malkin must have regained his senses as his vicious fit ended and he ended his attack. This friend and several other people were all witnesses to this act of violence.

Now, Malkin himself has stated in an article that “…rejecting reasoned discourse and free inquiry, such behavior is the antithesis of liberal arts education.” In fact, in the same article he assered that one of his major reasons for choosing Oberlin “was because of its reputation for tolerance and diversity. I was impressed by Oberlin’s history and commitment to social justice,” Could Jesse Malkin have gone so far in rejecting some of his most basic beliefs?

Jesse, I wonder if you will have any response to this. In “No Cider and Cookies,” your attack against the 1990 March Against Bigotry, you criticized - without substantiating any of your accusations - radical leftists” for “attempting to achieve by intimidation and bullying” what they “cannot accomplish by persuasion”…

Oh, my. Well, it’s no pie-throwing, but it’s certainly unhinged.

Now, I’m not going to suggest that this (admittedly 14-year-old) incident allegedly suggests some sort of…projection on the part of the Malkins when it comes to their current “unhinged crusade.” (There is, however, a “Comments” link at the bottom of this post. Just putting that out there.) But, let’s face it, as Zybach-Sadki noted at the time, it’s fascinating to find that Jesse Malkin and Sean Penn have at least one thing in common…allegedly*.

Oh, but wait: “the standard caricature of conservatives as angry/racist/bigoted/violence-prone crackpots is a much better description of today’s unhinged liberals than of us.” Both sides can play the anecdotal evidence game, folks.

And as for the “March Against Bigotry”, in which unhinged radical leftists practiced “intimidation and bullying”, here’s another interpretation:

…police brutality. This was done after president of the Oberlin called the cops who brutally beat people, and then to save face put victims up on felony charges. I new very immediately what it felt like to be framed. I didn’t do anything at the demonstration, neither did anyone else. Six people fought in court for 1-2 years, at a cost of $10,000…he demonstration was a broadly defined march against bigotry. In the months leading up to demonstration, there had been violent hate crimes, asian guy chased with baseball bats, latino guy getting death threats, gay guy with graffiti on his door. People got frustrated that nothing was happening. The demo ended up on the grass in front of the president’s house, where the cops attacked.

There was a Philipino speaker, Steve, who had been involved in much activisim over the years, a thorn in the side of the administration. Steve was talking about his shitty experiences with financial aid and the administration. Cops gave some kind of incoherent order to disperse, that came accross as garbled static. Jumped on Steve and started choking him. To get to him they had to walk over people, and kicked and clubbed people out of the way. It got to be a melee. People clubbed here, choked there. Two guys and women dumped into police cars. Standoff for a few hours, eventually the women and guys were released. It was a big scandal, the president had called in the cops, it had never happened before that the administration called in the cops to break up a demonstration at Oberlin. Dozens of people went to police station to file complaints of brutality. Over 60 complaints were filed.

Wow. Disdain for anyone who dares to make a little noise about civil rights concerns, accusing them of “intimidation and bullying” when the truth is a little more nebulous, if not the exact opposite?

Unheard of.

*”Allegedly” routine stolen from Jim Rome.

Allegedly.

[dajoki]

28. He sounds like a real nutcase n/t

[AX10]

2. This is why conservatvism is a failure.

This is why these evil bastards will be swept from power.

[dajoki]

19. I truely hope so...

They will be prepared for us come November, so we sure better be more prepared than they are. They will not give up their power without a war, they are willing to do whatever it takes to hold onto their precious authority.

[Ian David]

3. Malkin is the anti-immigrant anchor baby in favor of the interment of the Japanese.

Eventually, I expect her to just burst into flames.

[dajoki]

5. I'll pay to see that n/t

[sandnsea]

4. Lots of DUers agree

I was beat to hell when this mortgage crisis first broke and the media tried to blame it on poor homeowners who had cheated their way into homes. What a bunch of nonsense. Way too many people whose knowledge of the working poor is paying the gas station attendant.

[dajoki]

9. Yeah, and they make sure...

not to make eye contact.

[Sarah Ibarruri]

6. Why would anyone listen to this piece of fecal matter? Isn't it a waste of precious time

Why spend time listening to something like that, unless one has some morbid curiosity as in, for example, wanting to watch those Texas Chain Saw movies? The whole pile of right wing sociopaths should be thrown into a pit and forgotten.

[fascisthunter]

7. She's Partially Why Independents Won't Vote for Republicans

Anyone remember the crowd of angry Ron Paul supporters. Expect the same for the likes of her.

[Ecumenist]

8. That Bitch is truly mentally disturbed...

She displays self hatred to a degree hitherto unknown. Terrible things ALWAYS happen to morons like her. Trust me, she's going to say the wrong thing to the wrong person one day, believe you me and it won't be pretty...

[dajoki]

13. I'm counting on that n/t

[baldguy]

10. She sold her soul to get into America.

[dajoki]

15. Did she ever have one to sell?

[TheCentepedeShoes]

11. She sleeps during the day

hanging upside down in her cave. She makes guano.

[dajoki]

14. And eats it also...

its good fertilizer though.

[0007]

12. Michelle Malkin is as disgusting as Bill O'Reilly

A heavy date with Bill O'Reilly has made her one happy gal.

[dajoki]

29. Throw them all into a blender...

mix at the highest speed and there you have your red-neck, bourgeois coctail. (no ice needed, they are cold enough)

[Blarch]

16. But she is so damn hot.

I am having trouble with this paradox :banghead:

[Berry Cool]

17. Should've learned it when you were a small tot.

Pretty doesn't necessarily equal good. At least not every time. Learn, or become a patsy.

As for Michelle Malkin, SHE is the one who sucks.

[dajoki]

20. I'm sorry, but I look at her and see evil n/t

[aint_no_life_nowhere]

23. Upside down world - like the Addams Family

where everything scary is sweet, everything horrific is beautiful.

[Gormy Cuss]

24. Tyler Cowen is the one who's most contemptible

"up to 70% had fraudulent misrepresentations.." Up to 70 %, weasel term for "I'm hauling this number out of thin air." What the BasePoint Analytics white paper says is between 30 and 70% had some misrepresentations, but that's not as alarming.

Then let's talk about the fact that rather than simply looking the other way there were among those middlemen and originators more than a few who were willing to inflate income in order to make the sale and the question becomes who committed fraud --the borrower alone, in concert with the originators and middlemen, or the latter alone.

[dajoki]

27. Don't forget...

these lenders also use certain appraisers to inflate value. Just all part of the predatory lending scheme that is designed to make money for lenders and set up borrowers for a fall.

[Elspeth]

25. From the article, it sounds like she has serious Daddy issues

She wants to inflict her constipated and violent Daddy on the rest of us.