Does anyone know anything about permanent disability?

[cynatnite]

My husband injured his knee on the job back in 2009 and we just got a rating from the doctor. He said that it is a 10% permanent disability. The restrictions he placed on him rules out so much that I don't know what he can do other than sitting behind a desk (which he has no desire for or experience).

The doctor said he is at risk for meniscus tears and arthritis in the future. There is also a 4% whole person disability...whatever that means.

We're not sure what all this means for him. It actually has us worried. The income took a huge hit in the first place when he got hurt.

Does anyone have a clue?

Thanks.

[backwoodsbob]

1. ummm..10% means he can only do desk work?

I don't get it.This means he is 90% able and yet he can only do desk work?

Hell..I promise you I have more injuries than him and yet do my job in the factory every day.

sorry..no sympathy here.

[cynatnite]

3. What do you think of these restrictions...

No greater than 45 lbs from ground to waist, <35 from waist to shoulder, carry <30 lbs.

Not looking for sympathy. Just trying to make sense of the news we got handed today.

[elleng]

2. Dunno, check 'seniors' and 'boomers' groups.

Best wishes.

[UTUSN]

4. "Disability" (as in Social Security) doesn't equate with TOTAL INCAPACITY.

One of the standards is not being able to sustain employment at a COMPARABLE job for which somebody is particularly trained or significantly experienced in. That is, a welder who can't do welding anymore might likely qualify for Disability because, while he might be able to work as a greeter at Walmart, he can't do WELDING.

On Edit: There are scads of lawyers specializing in SSA cases. They like to be involved from the begining of the application rather than coming into it later, like after a stage or two of being Denied and appealing the Denials.

[cynatnite]

5. Thank you...

When it comes to being a truck driver, he has to pass a physical with a company approved doctor. Most trucking companies require a minimum of 75 lbs lifting ability as well.

He has been a truck driver for a very long time and is now in his 40s. These restrictions take him away from doing a lot of blue collar work. He has no experience or desire to work behind a desk.

You provided a lot of information and I really appreciate it. We're going to make some calls tomorrow.

[UTUSN]

7. You're welcome and good luck!1 (Get the lawyer) n/t

[REP]

6. It does mean the inability to do meaningful work

While calling someone is a good idea, having been through the process myself, I am doubtful a 10% will result in a successful claim, especially if the payments would be higher than the current pay. Definitely worth looking into; the requirements may be less stringent than when I was awarded.

[cynatnite]

8. We're just confused by this which is why we're calling someone. n/t