My credit card company made an error of £1086.66 in my favour.

[billyskank]

I got my statement, and they had refunded the fraudulent payments that had been made on my account, just as they said they would. But they had refunded waaaay more than the fraudulent transactions took out - over a grand more.

I called them up and told them about it. I had a fair bit of trouble getting the guy to believe me, actually. It feels weird - I might have got away with it, but knowing my luck if I'd splurged it they would then have asked for it back. Plus, I just can't help being super honest when it comes to money. It's my nature.

I bet you all think I am fucking weird.

[Random_Australian]

1. Weird? Nope mate, that's exactly what I would do and exactly the right thing.

[billyskank]

2. Cheers!

:toast:

[Random_Australian]

3. Mmmmm water. So tasty.:)

Do you know that that Babylon song was written by Don McLean? I was blown away by that.

[Callalily]

4. I would have

expected no less from you Billy and I would have done the same thing.

:hi: :loveya: :hug:

[billyskank]

6. Oh good

:)

:hi: Fugue! :hug: :loveya:

[querelle]

5. Same Thing Happened To Me.........

........last year. Difference is that my bank quickly took back the difference with no questions. Here's what I find disturbing: When I purchase something on VISA, it can take up to three days for the transaction to show up (I do all my banking on-line). But when the bank made an error in my favour, they corrected it in fifteen minutes! Odd, I tell you.......

Q

[billyskank]

7. Oh yeah

I also noticed they don't pay you interest when they owe you. ;)

On the whole though the credit card company has been very decent to me over all this.

[kedrys]

8. Something similar here

One of my clients overpaid me by $6000 :wow: (from a clearly typed invoice, no less). Repaying it caused me some hardship (banks suck!), but keeping it was out of the question, even though they're a huge company and probably wouldn't have noticed anything.

I was kind of cool to hold a check for 10 grand for a couple of days...

[BluePatriot]

9. You did the right thing

Should've tried to squeeze a better interest rate out of the company at the same time. Unless that's extortion or something, LOL. (Like they don't extort us.)

*edit: typo

[billyskank]

10. I had already squeezed 12% APR out of them before

They wanted to raise my rate and it was high before, so I told them I'd cancel the agreement instead. They dropped the rate instead. :7

[BluePatriot]

11. Good for you

Cap One still has my 8 year old "first card" at its original interest and credit line. Then they wonder why I don't use it. Duh. 20 percent and $500, not a good deal. I could call them to get that fixed I guess but if they can't take the initiative to see my score has, uh, improved over 8 years (hooray 0 percent car loan!) I don't want their business.

[WillParkinson]

12. That was VERY foolish!

You could have bought me something really nice with that money.

You did the right thing. I think it's the measure of a man who will stand up and let the world know how honest he actually is.

[BarenakedLady]

13. You ARE fucking weird

But that has nothing to do with it. ;)

You are also an honest guy. Nothing wrong with that.

It's all karma, baby! :thumbsup:

:hi: :hug:

[Deja Q]

15. I'm weirder.

:rofl:

http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=105x6288275

[Hugin]

14. Good form, Mr. Skank...

Is never anything to be ashamed of having.

In the end the evil Credit company probably would've turned around and called it a 'loan', then
they would've started charging some outrageous finance charges on said 'loan'.

It's best to try to keep even.

[billyskank]

22. I was thinking that

To give credit where it's due, they were very good to me over the fraud thing.

[Sanity Claws]

16. It makes you more desirable than ever

Consider me a secret admirer. I've seen a lot of your posts and always thought what a nice guy. This just makes you even a nicer guy, better than the average bloke.

[billyskank]

21. Oh my!

:blush:

Thank you!

:hug:

[Deja Q]

17. Can I have some money?

Or at least this. We don't get there here in America. :)

[billyskank]

23. Trade it for some of your coke.

;)

[LynzM]

18. I would have done the same thing

I couldn't have enjoyed the money had I kept it.

[billyskank]

26. I probably would have enjoyed it

:rofl:

Nah, I guess not. Only if they said, hey we're so impressed by your honesty, you can keep the money, would I have enjoyed it.

Maybe I was secretly fantasising that they would say that. :rofl:

Of course they wouldn't, corporations don't think like that.

[crim son]

19. Sure, you're weird, but that was the right thing to do.

You KNOW you'd have been found out and probably on the same day your apartment was burgled and you'd lost your job. :P

[billyskank]

20. See? You KNOW how my life works!

:rofl:

[crim son]

24. It's because it works just like mine.

Also, we're both Cancers :)

[Gormy Cuss]

25. Some may think you're weird, but not because you're honest.

It's because we Americans think you talk funny.:D