Biden sold us out

[still_one]

for 143 thousand dollars from MBNA he voted for the bankrupcy bill

[davidinalameda]

1. and he wants to be the Democratic nominee for president

[pbartch]

25. NEVER.........never will I vote for him

No one who voted for Bankrupcy and against Social Security will get my vote.

[bullimiami]

2. you mean "sold us out again"

hes a real dino pos.

[lumpy]

17. Vanity is his forte,

loving the limelite. Rather a featherbrain who has always zigzaged. Finger in the wind when it's snowing.

[BlueEyedSon]

3. and $127k from Pachulski, Stang

etc

http://www.opensecrets.org/politicians/contrib.asp?CID=N00001669&cycle=2004

[Name removed]

4. Deleted message

Message removed by moderator. Click here to review the message board rules.

[Mandate My Ass]

6. Wow that was enlightening

so them chaining themselves to you through an additional five year Chapter 13 which is doomed from the start is what? A really long good-bye kiss?

[Viking12]

7. Look everybody, the CC industry PR firm is posting on DU

Hi, PR shill :hi:

[Mandate My Ass]

9. Some PR there huh?

I'll just cut to the chase and stop paying them entirely when they hike up my interest rate and slap me with late and overage fees. I can take a hint! :think:

[liberalitch]

13. Actually it IS A FACT that most declarations are due to... medical

bills.....
Like mine and every other single person I know who has done it?

Oh, I did have one friend whose husband was killed by a drunk driver and they had no life insurance,... his funeral put her under
THAT HORRIBLE IRRESPONSIBLE WOMAN!

[still_one]

11. Please tell me why all the ammendments to the bill were rejected?

Amendment 15: To require enhanced disclosure to consumers regarding the consequences of making only minimum required payments in the repayment of credit card debt, and for other purposes.

REJECTED!

Amendment 17: To provide a homestead floor for the elderly.

REJECTED!

Amendment 24: To amend the wage priority provision and to amend the payment of insurance benefits to retirees.

REJECTED!

Amendment 28: To exempt debtors whose financial problems were caused by serious medical problems from means testing.

REJECTED!

Amendment 29: To provide protection for medical debt homeowners.

REJECTED!

Amendment 31: To limit the amount of interest that can be charged on any extension of credit to 30 percent.

REJECTED!

Amendment 32: To preserve existing bankruptcy protections for individuals experiencing economic distress as caregivers to ill or disabled family members.

REJECTED!

Amendment 37: To exempt debtors from means testing if their financial problems were caused by identity theft.

REJECTED!

Amendment 38: To discourage predatory lending practices.

REJECTED!

Amendment 42: To limit the exemption for asset protection trusts.

REJECTED!

Amendment 49: To protect employees and retirees from corporate practices that deprive them of their earnings and retirement savings when a business files for bankruptcy.

REJECTED!

[SOS]

14. Actually

you can meet every single term of your card agreement and still be shafted by the card company. It's known as universal default.
If they really didn't want you as a customer they would agree to a settlement covering the actual loaned amount and cancel the account.

[Tansy_Gold]

15. ACTUALLY

If they REALLY didn't want you as a customer, they would never send you a "please please please please please pretty please with whipped cream and cherries on top" invitation to borrow more money from them after you've paid off their 24.09% credit card account.

After we paid off one of those a few years ago, we got one invitation from them in the mail every single day for a month.

Despite being on virtually every telemarketer do-not-call-us-at-any-time-of-the-day-or-night list, we still get frequent solicitations from the credit card companies we used to use.

So do not, I repeat, DO NOT try to tell me that these liver-pecking, blood-sucking, eye-gouging vultures DON'T WANT ANYONE'S BUSINESS!!


I think I'll go fix some pizza for supper. . . . .

(edited to say that above was not addressed to SOS)

[BlueEyedSon]

18. I don't know who you are, but I know who Paul Krugman is.

"A vast majority of personal bankruptcies in the United States are the result of severe misfortune. One recent study found that more than half of bankruptcies are the result of medical emergencies. The rest are overwhelmingly the result either of job loss or of divorce."
--PK 8mar05

http://www.nytimes.com/2005/03/08/opinion/08krugman.html

Please post your sources.

[SoCalDem]

20. Key word "UNSECURED".

If the loan sharks are willing and eager to loan unsecured money, THEY have accepted the risk:)

My pillow remains dry. I have long since stopped weeping for the poor put-upon billionaire credit card companies who turn our "payments" into bribes to our low-life legislators.

Since corporations have "personhood", why IS it that THEIR persons receive benefits above and beyond "real" persons"? (rhetorical..no need for an answer.. we all KNOW why :)..)

[PA Democrat]

23. Wow,

care to cite a credible source to back up your claim that the main cause of bankruptcy is NOT medical bills?

The truth is that these late fees and over limit fees are a HUGE source of income for the credit card companies and they seeek out people who are at best marginal credit risks because they are PROFITABLE.

[alarimer]

27. You ignore the facts

A recent Harvard study indicated that 50% of bankruptcies were due to medical expenses, whatever the reason. 3/4 had health insurance. You are spouting Republican lies.

Credit card companies are evil empires. You can make a payment that arrives the day it is due and you will still be charged late fees. Banks are also part of the evil empire. My bank is merging with another (again). With my old bank, there were no minimum balance requirements, nor fees for not maintaining them. With the new bank there are. Fortunately I can vote with my feet. I found a new bank that does not charge those fees.

[Lone_Star_Dem]

29. "Also, most bankruptcies are NOT due to medical bills"

Read this.

http://www.globalaging.org/health/us/2005/half.htm

For the study, researchers surveyed 1,771 filers in five states, and as many as 54.5 percent cited medical expenses as a reason for filing. In addition, the study showed about a 30-fold increase in medical expense-related bankruptcies since 1981.

Researchers interviewed 931 of the filers to glean more financial, insurance and medical information. They also viewed financial data from public court records and calculated out-of- pocket expenses, which didn't include insurance premiums.

``Cancer was the most expensive diagnosis, with average out- of-pocket expenses of $35,000,'' said Steffie Woolhandler, a professor at Harvard Medical School and an author of the study. Death caused by any disease totaled $17,283 on average, followed by neurological diseases at $15,560 and mental disorders at $15,478. Insurance premium payments were not included in out-of- pocket expenses.

Interviews revealed that in the two years prior to their filing in 2001, 40.3 percent of the debtors had lost telephone service, 19.4 percent went without food, more than half didn't see doctors and dentists when needed and 43 percent didn't fill prescriptions.

[Stephanie]

5. I'm cancelling my MBNA card in honor of Biden

If any of you have the option of doing the same, please join me.

[cyberpj]

8. He needed that money to pay for THIS:

Today, Delaware's paper had this article about a Biden STAFFER. Hope there's no connection to Gannon there.......

Former Biden staffer sentenced to prison for campaign-fund theft

By SEAN O’SULLIVAN / The News Journal
3/10/2005

A former campaign worker for U.S. Sen. Joe Biden, D-Del., was sentenced in federal court today to three years and one month in prison for stealing more than $412,000 from the senator.

Roger D. Blevins of Elsmere was accused of raiding Biden’s re-election fund to pay for dates with, and buy lavish presents for, performers on a gay pornographic Web site.

http://www.delawareonline.com/updates/FormerBidenstaf.html

[SOS]

10. MBNA is #1 campaign donor to Joe Biden

His son receives a $100,000/ year retainer to work as a "consultant" for MBNA.
People without health insurance who use their Visa to get into the door of a hospital will be destroyed while the Biden family is busy cashing MBNA checks.

:puke:

[still_one]

12. MBNA was the largest contributor to re-elect *

Who was Judas?

[lumpy]

16. Biden is one of those 'frivolous'

politicians. I'm afraid he doesn't have a serious bone in his body and doesn't know his A from a hole in the ground regarding the issues.

[trudyco]

19. What other bills has he sold out on? -nt

[maveric]

21. To the good people of Delaware, "Vote this guy out next primary!"

And we Californians must do the same to Feinstein!
New, REA, Democrat blood wanted!

[still_one]

24. maybe, but believe it or not

Feinstein is against the bankrupcy bill. That is what her office said when I called yesterday

[fujiyama]

30. That is good to know

Anyone that votes against deserves some credit.

I heard even Lieberman may be against it.

[still_one]

32. I called Lieberman's office, and was told he would vote for it

[fujiyama]

33. Ah ok

no surprise then.

i thought he had voted in favor of the riders that dems had attached.

this fits his personality better anyways being the whore he is for the insurance and banking interests.

[Amfortas]

22. this is really sad.....

it seems that's in the end , when all is said and done , money rules, no tramples on anything else. we need a naderite/Deanic democrat in congress.

[Vinca]

26. The bottom line is, until Democrats have a majority of

REAL DEMOCRATS in Congress, we're screwed. We can whine, we can yell, we can try to compromise, we can promise gift certificates for Jeff Gannon . . . anything! . . . and it doesn't matter because we have fewer votes. Common sense would tell you that bankruptcy reform might be necessary WITH some exemptions. The guy who runs up $2,000 ordering pizza ought to pay. The guy who runs up $2,000 on chemo shouldn't. This isn't rocket science. Oh yeah, and I hate Biden, too.

[realFedUp]

28. who else voted for this on the Dem Senate side?

[KG]

31. is biden on the list of dems that's not sposed to be bashed?