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Reply #75: Oh. please [View All]

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Home » Discuss » General Discussion: Presidency Donate to DU
depakid Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Dec-23-09 04:32 PM
Response to Reply #73
75. Oh. please
Edited on Wed Dec-23-09 04:33 PM by depakid
Both bills do EXACTLY what I mentioned above- with no effective cost control mechanisms- and every incentive for businesses, individuals and insurers to move toward junk insurance.

Indeed, one credible estimate I've seen is that actuarial values on most of these policies- and indeed the only types of policies that will be subsidized is 60% of actual health costs- with large, upfront deductibles that discourage primary and preventative care- and high coinsurance requirements and drug costs that discourage follow up treatment.

(I guess that's one way to prevent overutilization).

While you may (or may not) have some experience walking wards- it seems you also may not have such a keen grasp of economics and regulatory policy.
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