Reply #103: One semi-legit posible use

[jeff47]

Just a possibility: One of the companies on the list is Carolina Power & Light Co. They're the electrical utility in much of the Carolinas. Now, a certain number of their linemen are going to die on the job - it's not exactly a safe profession. And it might be cheaper to buy life insurance on the linemen than buy liability insurance to cover the ensuing wrongful death lawsuits.

Still, a rather evil practice in most cases.