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Reply #1: that is why folks pay for supplemental to medicare [View All]

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dugaresa Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Oct-01-09 10:05 PM
Response to Original message
1. that is why folks pay for supplemental to medicare
Edited on Thu Oct-01-09 10:07 PM by dugaresa
my mom has the supplemental she pays $72/month.

I on the other hand have employer based care and

I pay $600/month for a family of four. I have a $2000 deductible for all care.

After that I have to pay 20% of the allowable until I hit a $4000k out of pocket and then they will pay 100% past that point.

So I am paying $7200 year for healthcare just to have it. If I use it for each one of us I have to pay all the bills for the first $2K.

So $9200 and then if we are really sick it goes up to $13,200 out of pocket max for the year.

edit: I also want to add that the employer wants to dump health insurance and go to HSA's.

That will be far more expensive. All 4 of us have chronic but not life threatening illnesses, the cost could skyrocket.
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