Reply #7: Was all paid, next co-pays, then 1K deductible, now 1K me, 1K employer.

[Festivito]

And, we have to ask the doctor to wait, ask the insurance company how much the doctor agreed to get from them, pay the doctor(if we don't wait we have to try and get money back from the doctor -- yeah, right ;-o), write the insurance company, get insurance check, up to 1000 dollars.

Then the company takes care of the next 1000 dollars,

Then the insurance company takes care of the rest.

That lowers the single-person to 200/month, so, result I call 400/month = 4800/year since my time is not reimbursed.

With sSingle-payer I could just walk in, walk out, and not worry about the costs or the checks at all.