Reply #89: Let's take a look at your claims

[SpartanDem]

"It isn't going to increase access to medical care by those who actually have insurance."

The bill will set miniums that every plan must cover that include.

Minimum Services To Be Covered- The items and services described in this subsection are the following:

(1) Hospitalization.

(2) Outpatient hospital and outpatient clinic services, including emergency department services.

(3) Professional services of physicians and other health professionals.

(4) Such services, equipment, and supplies incident to the services of a physician's or a health professional's delivery of care in institutional settings, physician offices, patients' homes or place of residence, or other settings, as appropriate.

(5) Prescription drugs.

(6) Rehabilitative and habilitative services.

(7) Mental health and substance use disorder services.

(8) Preventive services, including those services recommended with a grade of A or B by the Task Force on Clinical Preventive Services and those vaccines recommended for use by the Director of the Centers for Disease Control and Prevention.

(9) Maternity care.

(10) Well baby and well child care and oral health, vision, and hearing services, equipment, and supplies at least for children under 21 years of age.

"It isn't going to cut down on the number of people being forced into bankruptcy by illness or injury."

The bill will limit annual out of pocket cost expense and outlaw caps on lifetime benefits


"It doesn't reduce any of the costs forcing small businesses to either not pay for benefits or simply fold all together."

http://blog.aflcio.org/2009/07/30/health-care-reform-will-benefit-small-business-produce-big-savings/

Two studies by the Economic Policy Institute (EPI) find that the House health care reform bill (H.R. 3200) would pay dividends for small businesses and other groups, and costs incurred by the federal government would help reduce total health spending over time.

“Health Care Reform—Big Benefits for Small Business” explains the many ways in which small businesses will benefit from health care reforms. Only 35 percent of businesses employing fewer than 10 workers offer health insurance, and those that do usually pass on a higher share of the cost to workers than do larger businesses, the report says