Reply #87: Yes, some companies make the contribution on behalf of the employee

[antigop]

But they don't have to.

And if a company has both high-deductible and conventional plans, the younger, healthier will get siphoned off to the high-deductible plans, leaving older, sicker employees in the conventional plan, driving up premiums for the people who remain in the conventional plan(s) -- the ones who need it the most.

As I have said, this whole scheme is inhumane.