Reply #29: You are welcome. Too many ins don't cover dental/vision/hearing, all of which they should.

[uppityperson]

Dental because it is a health issue, vision/hearing because they can be a health issue and an economic one. Be nice if quality of life counted, but even if they don't care about that, hit them with economics. It costs less to fill a tooth than let it abscess. It costs less to keep me in hearing aids or you glasses than be unemployable.

Rx and copays need to be affordable but also need to be part of the whole thing too. I take insurance for my massage work and have had the most trouble collecting payments from people when their insurance denied due to deductible not being met or ran out of what they were allowed. Seems those who think they should have "free" care care less than those who pay even a token. Overall.