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Reply #44: I'd save over $10,000 [View All]

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lmn84 Donating Member (14 posts) Send PM | Profile | Ignore Fri Mar-06-09 11:19 AM
Response to Original message
44. I'd save over $10,000
We're a family, our premium is $600/month (not bad compared to some) which is $7,200 a year. Our deductible is $2,500, which equals $9,700. But that's just health care, not dental or vision. Our dental and vision premium isn't bad, it's about $60/month. So now we're at $10,420 a year. We get 2 dental and vision exams a year without out of pocket expenses, and as long as you get frames under $100 there is no cost for glasses.

Unfortunately (or fortunately depending on how you look at it) both kids have had a handful of issues at the beginning of this year, so our deductible is almost paid. And we don't have any serious health issues. Just the typical kid stuff like broken bones, sick with the flu, immunizations, etc. Though my step son is having a surgery (outpatient, not major) next month which definitely helped pay out the rest of the deductible.

I'm just glad we can afford it.
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